3412 LOCUST STREET
Niagara · L3K5V3
$499,900
About this residence
Tucked into the lakeside neighbourhood of Silver Bay, this year-round home offers a simple, easygoing setup just a one-minute walk to the sandy shores of Lake Erie. The beach here is known for its shallow entry-ideal for kids, swimming, and easy days with kayaks or paddleboards. Set on a 100' x 100' lot along a short, dead-end firelane, the property is quiet and removed, with plenty of outdoor space to enjoy. The home is in move-in condition and has been well cared for, with updates including windows, a metal roof, ductless heating and cooling, gas fireplace, and a newly double-paved driveway.Inside, the main living area is open and bright with vaulted ceilings and an easy flow between the kitchen, dining, and living spaces. The kitchen features quartz counters, a breakfast/lunch bar, and looks out over both the yard and the main living area. A gas fireplace anchors the space, adding warmth year-round. The front sitting room provides a separate spot to relax and connects naturally into the main living area.There are two bedrooms, both with large wardrobes, along with a second-storey loft that works well as a kids' space or a quiet reading nook. A utility room with stackable washer and dryer keeps things practical.Outside, the setup continues to deliver. A screened-in room with heat and TV extends the living space and makes evenings outdoors comfortable well beyond the summer months. An outdoor shower is a practical touch after time at the beach. Concrete walkways, a storage shed, and a spacious yard round out the property.A solid option for anyone looking for a low-maintenance, year-round place near the water-with quick possession available. (Locust Street is aka Firelane 6 in some mapping programs) (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 2 (2 above)
- Bathrooms
- 1
- Storeys
- 1
- Living area
- 700–1,100 sq ft
- Lot size
- 100 x 100 FT
- Frontage
- 100 feet
- Parking
- 2 spaces
- Fireplace
- 2
- Annual tax
- $3,876
- MLS®
- X13081878
- Board
- Niagara
- Status
- Active
- Listed
- May 5, 2026
- Updated
- May 24, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sitting room | Main level | 2.32 × 4.59 m |
| Living room | Main level | 3.27 × 4.28 m |
| Dining room | Main level | 2.26 × 4.28 m |
| Kitchen | Main level | 4.89 × 2.35 m |
| Primary Bedroom | Main level | 3.03 × 3.99 m |
| Bedroom 2 | Main level | 2.8 × 2.76 m |
| Laundry room | Main level | 2.62 × 2.76 m |
| Loft | Second level | 3.32 × 2.73 m |
Features & finishes
Appliances
- Water Heater
Heating
- Heat Pump
- Other
- Electric
- Natural gas
Cooling
- Wall unit
Exterior
- Vinyl siding
Parking
- No Garage
Lot
- Gazebo
Sewer & Utilities
- Holding Tank
Architecture
- Bungalow
Financing
Estimated monthly payment
$2,338/mo
Loan amount
$399,920
Down payment
$99,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Niagara
Nearby
About the area
Census · L3K- 19,458
- Population
- 51
- Median age
- $70,000
- Median income
- $448,000
- Median home value
- 73%
- Home ownership
- 25 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 3412 LOCUST STREET?
3412 LOCUST STREET is listed for $499,900, in Niagara.
How many bedrooms and bathrooms does 3412 LOCUST STREET have?
It offers 2 bedrooms and 1 bathroom.
What type of home is 3412 LOCUST STREET?
3412 LOCUST STREET is a Single Family, House set over 1 storey.
How large is 3412 LOCUST STREET?
The home offers approximately 700–1,100 sq ft of living space on a lot measuring 100 x 100 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,338. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $3,876 per year.
Is there parking?
Yes — 3412 LOCUST STREET includes 2 parking spaces.
What is the Niagara area like?
Niagara has a population of about 19,458, a median age of 51, a 73% home-ownership rate, with an average commute of about 25 minutes.
What is the average home value in Niagara?
The median dwelling value in this area is approximately $448,000, based on census data via Neighbourly.
What is the median household income in Niagara?
The median household income in this area is approximately $70,000.
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