Residentiae.
For Sale · Niagara

3412 LOCUST STREET

Niagara · L3K5V3

$499,900

2Bedrooms
1Bathrooms
2Parking
700Sq Ft
1Storeys

About this residence

Tucked into the lakeside neighbourhood of Silver Bay, this year-round home offers a simple, easygoing setup just a one-minute walk to the sandy shores of Lake Erie. The beach here is known for its shallow entry-ideal for kids, swimming, and easy days with kayaks or paddleboards. Set on a 100' x 100' lot along a short, dead-end firelane, the property is quiet and removed, with plenty of outdoor space to enjoy. The home is in move-in condition and has been well cared for, with updates including windows, a metal roof, ductless heating and cooling, gas fireplace, and a newly double-paved driveway.Inside, the main living area is open and bright with vaulted ceilings and an easy flow between the kitchen, dining, and living spaces. The kitchen features quartz counters, a breakfast/lunch bar, and looks out over both the yard and the main living area. A gas fireplace anchors the space, adding warmth year-round. The front sitting room provides a separate spot to relax and connects naturally into the main living area.There are two bedrooms, both with large wardrobes, along with a second-storey loft that works well as a kids' space or a quiet reading nook. A utility room with stackable washer and dryer keeps things practical.Outside, the setup continues to deliver. A screened-in room with heat and TV extends the living space and makes evenings outdoors comfortable well beyond the summer months. An outdoor shower is a practical touch after time at the beach. Concrete walkways, a storage shed, and a spacious yard round out the property.A solid option for anyone looking for a low-maintenance, year-round place near the water-with quick possession available. (Locust Street is aka Firelane 6 in some mapping programs) (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
2 (2 above)
Bathrooms
1
Storeys
1
Living area
700–1,100 sq ft
Lot size
100 x 100 FT
Frontage
100 feet
Parking
2 spaces
Fireplace
2
Annual tax
$3,876
MLS®
X13081878
Board
Niagara
Status
Active
Listed
May 5, 2026
Updated
May 24, 2026

Room dimensions

RoomLevelDimensions
Sitting roomMain level2.32 × 4.59 m
Living roomMain level3.27 × 4.28 m
Dining roomMain level2.26 × 4.28 m
KitchenMain level4.89 × 2.35 m
Primary BedroomMain level3.03 × 3.99 m
Bedroom 2Main level2.8 × 2.76 m
Laundry roomMain level2.62 × 2.76 m
LoftSecond level3.32 × 2.73 m

Features & finishes

Appliances

  • Water Heater

Heating

  • Heat Pump
  • Other
  • Electric
  • Natural gas

Cooling

  • Wall unit

Exterior

  • Vinyl siding

Parking

  • No Garage

Lot

  • Gazebo

Sewer & Utilities

  • Holding Tank

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$2,338/mo

Amortization

Loan amount

$399,920

Down payment

$99,980

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Niagara

About the area

Census · L3K
19,458
Population
51
Median age
$70,000
Median income
$448,000
Median home value
73%
Home ownership
25 min
Avg. commute

Age distribution

0–14
13%
15–24
9%
25–44
21%
45–64
29%
65+
27%

Tenure

73% owners27% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 3412 LOCUST STREET?

3412 LOCUST STREET is listed for $499,900, in Niagara.

How many bedrooms and bathrooms does 3412 LOCUST STREET have?

It offers 2 bedrooms and 1 bathroom.

What type of home is 3412 LOCUST STREET?

3412 LOCUST STREET is a Single Family, House set over 1 storey.

How large is 3412 LOCUST STREET?

The home offers approximately 700–1,100 sq ft of living space on a lot measuring 100 x 100 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,338. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $3,876 per year.

Is there parking?

Yes — 3412 LOCUST STREET includes 2 parking spaces.

What is the Niagara area like?

Niagara has a population of about 19,458, a median age of 51, a 73% home-ownership rate, with an average commute of about 25 minutes.

What is the average home value in Niagara?

The median dwelling value in this area is approximately $448,000, based on census data via Neighbourly.

What is the median household income in Niagara?

The median household income in this area is approximately $70,000.

Private viewings

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