155 12 LAKE STREET
Toronto · L2R5Y5
$487,000
About this residence
Centrally located duplex in the heart of downtown St. Catharines, ideally situated along a bus route and close to all amenities. This well-maintained property features two self-contained units, including an upper unit offering a bright open-concept layout with a den and full bathroom, tastefully renovated in 2018. Notable updates include a new furnace (2023), new upper AC unit (2023)roof replacement (2019), basement spray foam insulation (2018), and exterior painting (2021),offering added value and peace of mind. The basement includes shared laundry facilities for both units, along with additional storage space. Upper unit currently rented for $1,200/month, generating immediate income. The vacant main floor presents an excellent opportunity for owner occupancy with mortgage support from rental income, or capitalize on the opportunity to rent both units and maximize cash flow.Whether you're an investor looking to expand your portfolio or a buyer seeking to live in one unit while generating income from the other,this versatile property offers exceptional flexibility and long-term potential. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (2 above, 1 below)
- Bathrooms
- 2
- Storeys
- 1
- Living area
- 1,100–1,500 sq ft
- Lot size
- 33 x 103.2 FT
- Frontage
- 33 feet
- Parking
- 1 spaces
- Annual tax
- $3,020
- MLS®
- X13085360
- Board
- Toronto
- Status
- Active
- Listed
- May 5, 2026
- Updated
- Jul 6, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 7.01 × 3.35 m |
| Kitchen | Main level | 4.88 × 3.35 m |
| Primary Bedroom | Main level | 5.49 × 3.05 m |
| Bedroom | Main level | 3.05 × 2.44 m |
| Living room | Second level | 5.49 × 3.96 m |
| Kitchen | Second level | 2.74 × 2.44 m |
| Den | Second level | 3.35 × 3.05 m |
| Laundry room | Basement | — |
Features & finishes
Appliances
- Washer
- Dryer
- Microwave
- Two stoves
- Two Refrigerators
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
Basement
- Full
- Unfinished
Exterior
- Stucco
- Steel
Parking
- No Garage
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$2,278/mo
Loan amount
$389,600
Down payment
$97,400
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Toronto
Nearby
About the area
Census · L2R- 25,558
- Population
- 40
- Median age
- $61,200
- Median income
- $500,000
- Median home value
- 50%
- Home ownership
- 22 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 155 12 LAKE STREET?
155 12 LAKE STREET is listed for $487,000, in Toronto.
How many bedrooms and bathrooms does 155 12 LAKE STREET have?
It offers 3 bedrooms and 2 bathrooms.
What type of home is 155 12 LAKE STREET?
155 12 LAKE STREET is a Single Family, House set over 1 storey.
How large is 155 12 LAKE STREET?
The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 33 x 103.2 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,278. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $3,020 per year.
Is there parking?
Yes — 155 12 LAKE STREET includes 1 parking space.
What is the Toronto area like?
Toronto has a population of about 25,558, a median age of 40, a 50% home-ownership rate, with an average commute of about 22 minutes.
What is the average home value in Toronto?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Toronto?
The median household income in this area is approximately $61,200.
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