85 RICARDO STREET
Niagara · L0S1J0
$1,225,000
About this residence
Step into timeless charm with this beautifully preserved circa 1880 1-storey home, offering approximately 1,850 sq. ft. of character and comfort 3 bedroom, 2 1/2 bath century home in the highly coveted Dock Area of Niagara-on-the-Lake. This enchanting residence blends historic appeal with modern peace of mind, featuring extensive updates to all major mechanical systems, including heating, air conditioning, electrical, windows, and roof. Every essential has been thoughtfully upgraded, allowing you to enjoy classic architecture without compromise. Inside, you'll find a warm and inviting layout that showcases the home's heritage roots while providing functional living space ideal for both everyday living and entertaining. The 1-storey design offers a unique and cozy atmosphere, perfect for those seeking something truly special. Nestled in one of Niagara-on-the-Lake's most sought-after neighbourhoods, just moments from the waterfront, boutique shops, dining, and local wineries, this property presents a rare opportunity to own a piece of history in an unbeatable location. Experience the charm of the past with the confidence of modern updates-this is Niagara-on-the-Lake living at its finest. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 3 (1 half)
- Storeys
- 1
- Living area
- 2,000–2,500 sq ft
- Lot size
- 50 x 89 FT
- Frontage
- 50 feet
- Parking
- 2 spaces
- Fireplace
- 1
- Annual tax
- $6,031
- MLS®
- X13092426
- Board
- Niagara
- Status
- Active
- Listed
- May 6, 2026
- Updated
- May 12, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 6.31 × 3.72 m |
| Bathroom | Main level | 2.21 × 1.22 m |
| Bathroom | Second level | 2.13 × 2.39 m |
| Bathroom | Second level | 2.62 × 3.06 m |
| Laundry room | Main level | 1.42 × 1.13 m |
| Foyer | Main level | 4 × 3.86 m |
| Dining room | Main level | 4 × 4.23 m |
| Kitchen | Main level | 3.73 × 5 m |
| Primary Bedroom | Second level | 6.39 × 3.09 m |
| Bedroom 2 | Second level | 3.91 × 3.91 m |
| Bedroom 3 | Second level | 3.4 × 4.16 m |
| Other | Basement | 4.44 × 3.4 m |
| Furnace | Basement | 3.39 × 7.58 m |
Features & finishes
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
Basement
- Unfinished
Foundation
- Stone
Parking
- No Garage
Lot
- Carpet Free
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$5,729/mo
Loan amount
$980,000
Down payment
$245,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Niagara
Nearby
About the area
Census · L0S- 60,409
- Population
- 53
- Median age
- $95,000
- Median income
- $725,000
- Median home value
- 87%
- Home ownership
- 25 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 85 RICARDO STREET?
85 RICARDO STREET is listed for $1,225,000, in Niagara.
How many bedrooms and bathrooms does 85 RICARDO STREET have?
It offers 3 bedrooms and 3 bathrooms (including 1 half-bath).
What type of home is 85 RICARDO STREET?
85 RICARDO STREET is a Single Family, House set over 1 storey.
How large is 85 RICARDO STREET?
The home offers approximately 2,000–2,500 sq ft of living space on a lot measuring 50 x 89 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $5,729. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $6,031 per year.
Is there parking?
Yes — 85 RICARDO STREET includes 2 parking spaces.
What is the Niagara area like?
Niagara has a population of about 60,409, a median age of 53, a 87% home-ownership rate, with an average commute of about 25 minutes.
What is the average home value in Niagara?
The median dwelling value in this area is approximately $725,000, based on census data via Neighbourly.
What is the median household income in Niagara?
The median household income in this area is approximately $95,000.
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