278 CENTRE STREET N
Kingston · K7R1P3
$374,900
About this residence
Step into home ownership with this inviting and affordable 1.5-storey home in the heart of Napanee, perfect for first-time buyers, young families, or couples looking to put down roots. Freshly painted and thoughtfully refreshed, this move-in-ready property offers a bright and functional layout with room to grow. The oversized kitchen at the back of the home is a standout feature, offering generous counter space and ample cabinetry, ideal for everyday living and entertaining. Just off the kitchen, you'll find a convenient 2-piece bath and main floor laundry. A charming archway separates the dining/family room, where large windows fill the space with natural light and a patio door provides easy access to the side yard. Upstairs, the home features 2 comfortable bedrooms and a full 4-piece bathroom all perfect for a growing family or home office needs. Key updates include shingles (2021), furnace (2016), central air (2010), newer windows, and an on-demand water heater (rental), giving peace of mind for years to come. Outside, enjoy a private-feeling backyard with a deck off the rear entry and a handy storage shed. A unique bonus is rear parking access via quiet Ann Street, a tucked-away cul-de-sac that adds convenience while keeping your outdoor space more secluded. Centrally located and close to amenities, this home offers an excellent opportunity to enter the market without compromise. A smart move for buyers looking for value, space, and potential. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 2 (2 above)
- Bathrooms
- 2 (1 half)
- Storeys
- 1
- Living area
- 1,100–1,500 sq ft
- Lot size
- 66 x 82.6 FT
- Frontage
- 66 feet
- Parking
- 4 spaces
- Annual tax
- $2,073
- MLS®
- X13101854
- Board
- Kingston
- Status
- Active
- Listed
- May 8, 2026
- Updated
- Jun 29, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.72 × 5.6 m |
| Living room | Main level | 3.43 × 3.89 m |
| Dining room | Main level | 4.87 × 3.63 m |
| Bathroom | Main level | 1.93 × 1.44 m |
| Laundry room | Main level | 1.95 × 4.21 m |
| Utility room | Main level | 1.63 × 4.93 m |
| Bathroom | Second level | 3.18 × 2.46 m |
| Bedroom 2 | Second level | 2.47 × 3.94 m |
| Primary Bedroom | Second level | 4.79 × 3.57 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dryer
- Stove
- Water Heater
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
Basement
- Crawl space
Exterior
- Vinyl siding
Foundation
- Slab
Parking
- No Garage
Lot
- Level lot
- Cul-de-sac
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$1,753/mo
Loan amount
$299,920
Down payment
$74,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Kingston
Nearby
About the area
Census · K7R- 15,480
- Population
- 50
- Median age
- $77,000
- Median income
- $400,000
- Median home value
- 70%
- Home ownership
- 25 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 278 CENTRE STREET N?
278 CENTRE STREET N is listed for $374,900, in Kingston.
How many bedrooms and bathrooms does 278 CENTRE STREET N have?
It offers 2 bedrooms and 2 bathrooms (including 1 half-bath).
What type of home is 278 CENTRE STREET N?
278 CENTRE STREET N is a Single Family, House set over 1 storey.
How large is 278 CENTRE STREET N?
The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 66 x 82.6 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,753. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $2,073 per year.
Is there parking?
Yes — 278 CENTRE STREET N includes 4 parking spaces.
What is the Kingston area like?
Kingston has a population of about 15,480, a median age of 50, a 70% home-ownership rate, with an average commute of about 25 minutes.
What is the average home value in Kingston?
The median dwelling value in this area is approximately $400,000, based on census data via Neighbourly.
What is the median household income in Kingston?
The median household income in this area is approximately $77,000.
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