1142 CARDIFF LAKE ROAD
Central Lakes · K0L1M1
$965,000
About this residence
RARE 645 FEET OF SHORELINE, ON 3.29 ACRES. This is where every morning begins on the water. Nestled along the shores of Cardiff Lake, this four-season custom-built home/cottage offers breathtaking southeast exposure-serving up stunning sunrises right from your own shoreline. The gently sloping sandy entry invites effortless swimming, while the clear, deep waters off the dock are perfect for boating, fishing and all your favourite water activities. The property features private trails that wind through the trees. If that's not enough your adventure continues with direct access to extensive ATV and snowmobile trails that will take you through hundreds of kilometers of groomed backcountry trails. Inside this beautifully custom built, 3-bedroom bungaloft features a soaring loft 300 sq ft ideal as a fourth sleeping area, home office, family room or cozy reading retreat. A well-appointed 3-piece bathroom which includes the convenience of main floor laundry. The full, unfinished basement, with four large windows that lets in natural light is approx. 1,350 sq ft with 8-foot ceilings. All this is accessible via a municipally maintained year-round road, conveniently located just 30 min to Bancroft or Haliburton for shopping and amenities. Only 5 min. to Wilberforce or Harcourt for gas, groceries, and more-plus a community centre, skating rink, pickleball courts and curling rink. A complete four-season lifestyle on the water, in nature, and ready for you to enjoy. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 1
- Storeys
- 1
- Living area
- 1,500–2,000 sq ft
- Lot size
- 645 x 222.2 FT
- Frontage
- 645 feet
- Parking
- 6 spaces
- Fireplace
- 1
- Annual tax
- $4,316
- MLS®
- X13102936
- Board
- Central Lakes
- Status
- Active
- Listed
- May 8, 2026
- Updated
- Jun 20, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Ground level | 3.94 × 3.09 m |
| Sunroom | Ground level | 6 × 2.23 m |
| Living room | Ground level | 5.84 × 4 m |
| Dining room | Ground level | 5.84 × 4.2 m |
| Primary Bedroom | Ground level | 4.05 × 3.22 m |
| Bedroom | Ground level | 3.52 × 3 m |
| Bedroom 3 | Ground level | 3.52 × 3 m |
| Bathroom | Ground level | 2.09 × 1.66 m |
| Loft | Second level | 5.96 × 4 m |
| Foyer | Ground level | 3.05 × 2.13 m |
| Other | Ground level | 2.9 × 2 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dryer
- Stove
- Microwave
- Water Heater
Heating
- Forced air
- Propane
Cooling
- Air exchanger
Basement
- Unfinished
Exterior
- Vinyl siding
Foundation
- Block
Parking
- No Garage
Lot
- Level lot
- Cul-de-sac
- Wooded area
- Flat site
- Sloping
- Irregular lot size
- Dry
- Carpet Free
Sewer & Utilities
- Septic System
- Cable
- Electricity
- Wireless
Community
- School Bus
- Fishing
Views
- Lake view
- View
- Direct Water View
Financing
Estimated monthly payment
$4,513/mo
Loan amount
$772,000
Down payment
$193,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Central Lakes
Nearby
About the area
Census · K0L- 78,142
- Population
- 54
- Median age
- $79,000
- Median income
- $500,000
- Median home value
- 88%
- Home ownership
- 31 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 1142 CARDIFF LAKE ROAD?
1142 CARDIFF LAKE ROAD is listed for $965,000, in Central Lakes.
How many bedrooms and bathrooms does 1142 CARDIFF LAKE ROAD have?
It offers 3 bedrooms and 1 bathroom.
What type of home is 1142 CARDIFF LAKE ROAD?
1142 CARDIFF LAKE ROAD is a Single Family, House set over 1 storey.
How large is 1142 CARDIFF LAKE ROAD?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 645 x 222.2 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,513. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $4,316 per year.
Is there parking?
Yes — 1142 CARDIFF LAKE ROAD includes 6 parking spaces.
What is the Central Lakes area like?
Central Lakes has a population of about 78,142, a median age of 54, a 88% home-ownership rate, with an average commute of about 31 minutes.
What is the average home value in Central Lakes?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Central Lakes?
The median household income in this area is approximately $79,000.
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