Residentiae.
For Sale · Central Lakes

1142 CARDIFF LAKE ROAD

Central Lakes · K0L1M1

$965,000

3Bedrooms
1Bathrooms
6Parking
1,500Sq Ft
1Storeys

About this residence

RARE 645 FEET OF SHORELINE, ON 3.29 ACRES. This is where every morning begins on the water. Nestled along the shores of Cardiff Lake, this four-season custom-built home/cottage offers breathtaking southeast exposure-serving up stunning sunrises right from your own shoreline. The gently sloping sandy entry invites effortless swimming, while the clear, deep waters off the dock are perfect for boating, fishing and all your favourite water activities. The property features private trails that wind through the trees. If that's not enough your adventure continues with direct access to extensive ATV and snowmobile trails that will take you through hundreds of kilometers of groomed backcountry trails. Inside this beautifully custom built, 3-bedroom bungaloft features a soaring loft 300 sq ft ideal as a fourth sleeping area, home office, family room or cozy reading retreat. A well-appointed 3-piece bathroom which includes the convenience of main floor laundry. The full, unfinished basement, with four large windows that lets in natural light is approx. 1,350 sq ft with 8-foot ceilings. All this is accessible via a municipally maintained year-round road, conveniently located just 30 min to Bancroft or Haliburton for shopping and amenities. Only 5 min. to Wilberforce or Harcourt for gas, groceries, and more-plus a community centre, skating rink, pickleball courts and curling rink. A complete four-season lifestyle on the water, in nature, and ready for you to enjoy. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
3 (3 above)
Bathrooms
1
Storeys
1
Living area
1,500–2,000 sq ft
Lot size
645 x 222.2 FT
Frontage
645 feet
Parking
6 spaces
Fireplace
1
Annual tax
$4,316
MLS®
X13102936
Board
Central Lakes
Status
Active
Listed
May 8, 2026
Updated
Jun 20, 2026

Room dimensions

RoomLevelDimensions
KitchenGround level3.94 × 3.09 m
SunroomGround level6 × 2.23 m
Living roomGround level5.84 × 4 m
Dining roomGround level5.84 × 4.2 m
Primary BedroomGround level4.05 × 3.22 m
BedroomGround level3.52 × 3 m
Bedroom 3Ground level3.52 × 3 m
BathroomGround level2.09 × 1.66 m
LoftSecond level5.96 × 4 m
FoyerGround level3.05 × 2.13 m
OtherGround level2.9 × 2 m

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dryer
  • Stove
  • Microwave
  • Water Heater

Heating

  • Forced air
  • Propane

Cooling

  • Air exchanger

Basement

  • Unfinished

Exterior

  • Vinyl siding

Foundation

  • Block

Parking

  • No Garage

Lot

  • Level lot
  • Cul-de-sac
  • Wooded area
  • Flat site
  • Sloping
  • Irregular lot size
  • Dry
  • Carpet Free

Sewer & Utilities

  • Septic System
  • Cable
  • Electricity
  • Wireless

Community

  • School Bus
  • Fishing

Views

  • Lake view
  • View
  • Direct Water View

Financing

Mortgage calculator

Estimated monthly payment

$4,513/mo

Amortization

Loan amount

$772,000

Down payment

$193,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Central Lakes

About the area

Census · K0L
78,142
Population
54
Median age
$79,000
Median income
$500,000
Median home value
88%
Home ownership
31 min
Avg. commute

Age distribution

0–14
13%
15–24
8%
25–44
19%
45–64
31%
65+
29%

Tenure

88% owners12% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 1142 CARDIFF LAKE ROAD?

1142 CARDIFF LAKE ROAD is listed for $965,000, in Central Lakes.

How many bedrooms and bathrooms does 1142 CARDIFF LAKE ROAD have?

It offers 3 bedrooms and 1 bathroom.

What type of home is 1142 CARDIFF LAKE ROAD?

1142 CARDIFF LAKE ROAD is a Single Family, House set over 1 storey.

How large is 1142 CARDIFF LAKE ROAD?

The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 645 x 222.2 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,513. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $4,316 per year.

Is there parking?

Yes — 1142 CARDIFF LAKE ROAD includes 6 parking spaces.

What is the Central Lakes area like?

Central Lakes has a population of about 78,142, a median age of 54, a 88% home-ownership rate, with an average commute of about 31 minutes.

What is the average home value in Central Lakes?

The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.

What is the median household income in Central Lakes?

The median household income in this area is approximately $79,000.

Private viewings

Arrange a private viewing of 1142 CARDIFF LAKE ROAD.

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