Residentiae.
For Sale · Cornerstone

286 UNION STREET

Cornerstone · N3Y2B8

$999,000

5Bedrooms
3Bathrooms
7Parking
2,929Sq Ft
2Storeys

About this residence

Set on a beautifully landscaped corner lot along one of Simcoe’s most established streets, this stately red-brick character home offers a rare blend of timeless craftsmanship, mature gardens, and thoughtful updates. Lovingly maintained by the same owner for more than 30 years, the property is surrounded by colourful perennial beds, flowering trees and shrubs, winding garden spaces, and expansive lawns that create a private, estate-like setting in town. Inside, the home showcases the warmth and character expected of a classic century residence, including original hardwood flooring, detailed trim and millwork, oversized principal rooms, and a gracious centre hall staircase. The bright sunroom overlooks the gardens and provides a peaceful place to begin the day, while the formal living and dining spaces are ideal for both everyday living and entertaining. The kitchen features granite counters, solid wood cabinetry, heated flooring, and quality built-in appliances, with a renovated laundry/mudroom adding everyday convenience. Upstairs, generously sized bedrooms continue the home’s timeless appeal with large windows and hardwood flooring throughout. The renovated ensuite features heated flooring and a glass walk-in shower, while updates completed over the years reflect pride of ownership and careful stewardship. Outside, the rebuilt balcony, patio, mature trees, and thoughtfully designed landscaping combine to create a property that feels both elegant and welcoming. Located close to parks, schools, shopping, and everyday amenities, this is a rare opportunity to own a beautifully preserved home where character, comfort, and exceptional gardens come together in one of Simcoe’s most desirable neighbourhood settings. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
5 (5 above)
Bathrooms
3
Storeys
2
Living area
2,929 sq ft
Lot size
0.47
Frontage
98 feet
Parking
7 spaces
Annual tax
$6,657
MLS®
40830229
Board
Cornerstone
Status
Active
Listed
May 14, 2026
Updated
Jun 28, 2026

Room dimensions

RoomLevelDimensions
BedroomSecond level14'6'' x 13'6''
BedroomSecond level12'0'' x 12'1''
Primary BedroomSecond level14'10'' x 9'8''
4pc BathroomSecond level9'6'' x 6'2''
Full bathroomSecond level5'5'' x 10'11''
BedroomSecond level11'5'' x 11'9''
BedroomSecond level11'8'' x 14'4''
Dining roomMain level15'11'' x 13'5''
Laundry roomMain level8'0'' x 10'11''
3pc BathroomMain level5'5'' x 6'6''
FoyerMain level11'3'' x 5'3''
KitchenMain level19'10'' x 10'11''
Living roomMain level20'6'' x 16'8''
Sitting roomMain level13'1'' x 16'2''
SunroomMain level11'6'' x 9'6''
WorkshopBasement15'11'' x 13'5''
Utility roomBasement12'10'' x 10'11''
StorageBasement11'2'' x 6'6''
OtherBasement26'3'' x 31'9''

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dishwasher
  • Dryer
  • Water softener
  • Microwave
  • Hood Fan
  • Garage door opener
  • Garburator

Heating

  • Forced air
  • Hot water radiator heat
  • In Floor Heating

Cooling

  • Central air conditioning

Basement

  • Full
  • Partially finished

Exterior

  • Brick

Parking

  • Attached Garage

Lot

  • Cul-de-sac
  • Corner Site
  • Paved driveway

Sewer & Utilities

  • Municipal sewage system

Financing

Mortgage calculator

Estimated monthly payment

$4,672/mo

Amortization

Loan amount

$799,200

Down payment

$199,800

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Cornerstone

About the area

Census · N3Y
23,402
Population
49
Median age
$77,500
Median income
$500,000
Median home value
75%
Home ownership
24 min
Avg. commute

Age distribution

0–14
15%
15–24
10%
25–44
22%
45–64
27%
65+
27%

Tenure

75% owners25% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 286 UNION STREET?

286 UNION STREET is listed for $999,000, in Cornerstone.

How many bedrooms and bathrooms does 286 UNION STREET have?

It offers 5 bedrooms and 3 bathrooms.

What type of home is 286 UNION STREET?

286 UNION STREET is a Single Family, House set over 2 storeys.

How large is 286 UNION STREET?

The home offers approximately 2,929 sq ft of living space on a lot measuring 0.47.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,672. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $6,657 per year.

Is there parking?

Yes — 286 UNION STREET includes 7 parking spaces.

What is the Cornerstone area like?

Cornerstone has a population of about 23,402, a median age of 49, a 75% home-ownership rate, with an average commute of about 24 minutes.

What is the average home value in Cornerstone?

The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.

What is the median household income in Cornerstone?

The median household income in this area is approximately $77,500.

Private viewings

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