Residentiae.
For Sale · Central Lakes

201 - 26 SPENCER STREET E

Central Lakes · K9A1C2

$329,000

1Bedrooms
1Bathrooms
1Parking
700Sq Ft

About this residence

This bright and beautifully updated south facing corner unit offers exceptional value in one of Cobourg's most convenient locations. Perfectly positioned on the second floor, this spacious one-bedroom condo is filled with natural light, creating a warm and inviting atmoshere from the moment you step inside. This home offers the ideal balance of affordability and low maintenance living, just minutes from downtown Cobourg's charming boutiques, local cafes, restaurants, and everyday amenities. Spend your mornings strolling to the waterfront, afternoons relaxing at Victoria Park, and summer days soaking up the sun at Cobourg Beach, all minutes from your door. This is a lifestyle where everything you need is within easy reach, and an ideal opportunity for those seeking a low-maintenance lifestyle and convenience. Freshly painted and recently renovated, this well maintained unit offers more space than expected, featuring a thoughtfully designed kitchen complete is both stylish and functional, featuring stainless steel appliances, generous prep space, and inviting layout perfect for cooking, entertaining, or simply enjoying a quiet night at home. The oversized bedroom easily accommodates a king size bed, offering a peaceful retreat at the end of the day, while the beautifully updated bathroom showcases sleek, contemporary finishes. Residents enjoy secure, energy efficient living with convenient laundry facilities located just steps away on the same floor. A shared outdoor space provides the perfect spot to unwind, enjoy fresh air, or connect with neighbours in this welcoming community. With low condo fees, affordable property taxes, low utility costs, and one dedicated parking space conveniently located near the front door (additional $35.00/month), this is a rare opportunity to embrace a simplified, maintenance-free lifestyle in one of Cobourg's most central and walkable locations. (id:61366)

Property details

Property type
Single Family
Style
Apartment
Ownership
Condo/Strata
Bedrooms
1 (1 above)
Bathrooms
1
Living area
700–799 sq ft
Parking
1 spaces
Annual tax
$1,476
Association fee
$320
MLS®
X13132868
Board
Central Lakes
Status
Active
Listed
May 15, 2026
Updated
Jul 5, 2026

Room dimensions

RoomLevelDimensions
FoyerMain level1.33 × 3.23 m
KitchenMain level3.47 × 3.31 m
Dining roomMain level4.57 × 2.66 m
Living roomMain level3.51 × 4.7 m
Primary BedroomMain level3.18 × 4.2 m

Features & finishes

Appliances

  • Refrigerator
  • Dishwasher
  • Stove
  • Microwave
  • Window Coverings
  • Intercom

Flooring

  • Laminate

Heating

  • Baseboard heaters
  • Electric

Cooling

  • Window air conditioner

Exterior

  • Brick

Parking

  • No Garage

Lot

  • Laundry- Coin operated
  • Carpet Free

Community

  • Pets Allowed With Restrictions
  • Community Centre

Financing

Mortgage calculator

Estimated monthly payment

$1,539/mo

Amortization

Loan amount

$263,200

Down payment

$65,800

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Central Lakes

About the area

Census · K9A
26,757
Population
53
Median age
$82,000
Median income
$600,000
Median home value
74%
Home ownership
23 min
Avg. commute

Age distribution

0–14
13%
15–24
9%
25–44
19%
45–64
27%
65+
32%

Tenure

74% owners26% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 201 - 26 SPENCER STREET E?

201 - 26 SPENCER STREET E is listed for $329,000, in Central Lakes.

How many bedrooms and bathrooms does 201 - 26 SPENCER STREET E have?

It offers 1 bedroom and 1 bathroom.

What type of home is 201 - 26 SPENCER STREET E?

201 - 26 SPENCER STREET E is a Single Family, Apartment.

How large is 201 - 26 SPENCER STREET E?

The home offers approximately 700–799 sq ft of living space.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,539. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $1,476 per year.

Is there parking?

Yes — 201 - 26 SPENCER STREET E includes 1 parking space.

What is the Central Lakes area like?

Central Lakes has a population of about 26,757, a median age of 53, a 74% home-ownership rate, with an average commute of about 23 minutes.

What is the average home value in Central Lakes?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in Central Lakes?

The median household income in this area is approximately $82,000.

Private viewings

Arrange a private viewing of 201 - 26 SPENCER STREET E.

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