164 CHAMBERS STREET
Ottawa · K7A2Z4
$279,900
About this residence
Welcome to this beautifully maintained built in 1910 duplex (or convert back to a single family 4 bedroom - 2 bathroom home) in the heart of Smiths Falls. Perfectly located within walking distance to shops, restaurants, parks, and everyday amenities, this property offers an exceptional lifestyle for both homeowners and investors alike. Lovingly cared for and thoughtfully updated since 2021, this home features numerous upgrades that truly elevate its appeal. Enjoy relaxing mornings and peaceful evenings on the newly improved front and back porches, adding both charm and functionality to the outdoor space. Inside, you'll find tasteful kitchen and bathroom updates, fresh paint throughout, and select window replacements that enhance both style and efficiency.The duplex offers two well-laid-out one-bedroom units. The main floor unit is currently vacant, providing an excellent opportunity to set your own rent or move in and enjoy the space yourself. Upstairs, the second one-bedroom unit is tenanted until the end of June (will also be vacant). Step outside to discover a surprisingly spacious and inviting backyard oasis. Whether you're entertaining guests or simply unwinding, the beautifully designed pergola creates a warm and relaxing atmosphere. Two sheds provide ample storage, making the outdoor space as practical as it is enjoyable.This is more than just a property-it's a place where thoughtful upgrades meet timeless charm, all in a prime location. Whether you're looking to invest, live in one unit and rent the other, or expand your portfolio, this duplex is a rare and wonderful opportunity you won't want to miss. Taxes $2575 (2025) Furnace (2015) and Hot Water Tank (2023) are rentals. Hydro $1098 (all of 2025) Enbrigde $1190 (all of 2025) Enecare $1962 (all of 2025) Building Insurance $163.53 a month, Water $1165 (all of 2025) Roof 2018, Front and Back Porch 2023, some windows and renovations including kitchen and bathroom updates in 2021-2023. (id:61366)
Property details
- Property type
- Multi-family
- Style
- Duplex
- Bedrooms
- 2 (2 above)
- Bathrooms
- 2
- Storeys
- 2
- Living area
- 1,100–1,500 sq ft
- Lot size
- 49.5 x 123.3 FT
- Frontage
- 49.6 feet
- Parking
- 2 spaces
- Annual tax
- $2,572
- MLS®
- X12925336
- Board
- Ottawa
- Status
- Inactive
- Listed
- Mar 26, 2026
- Updated
- Jun 23, 2026
Features & finishes
Appliances
- Washer
- Storage Shed
- Two stoves
- Two Refrigerators
Heating
- Forced air
- Natural gas
Basement
- Unfinished
Exterior
- Brick
Foundation
- Stone
Parking
- No Garage
Lot
- Lane
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$1,309/mo
Loan amount
$223,920
Down payment
$55,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Ottawa
Nearby
About the area
Census · K7A- 17,575
- Population
- 47
- Median age
- $74,500
- Median income
- $356,000
- Median home value
- 72%
- Home ownership
- 28 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 164 CHAMBERS STREET?
164 CHAMBERS STREET is listed for $279,900, in Ottawa.
How many bedrooms and bathrooms does 164 CHAMBERS STREET have?
It offers 2 bedrooms and 2 bathrooms.
What type of home is 164 CHAMBERS STREET?
164 CHAMBERS STREET is a Multi-family, Duplex set over 2 storeys.
How large is 164 CHAMBERS STREET?
The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 49.5 x 123.3 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,309. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $2,572 per year.
Is there parking?
Yes — 164 CHAMBERS STREET includes 2 parking spaces.
What is the Ottawa area like?
Ottawa has a population of about 17,575, a median age of 47, a 72% home-ownership rate, with an average commute of about 28 minutes.
What is the average home value in Ottawa?
The median dwelling value in this area is approximately $356,000, based on census data via Neighbourly.
What is the median household income in Ottawa?
The median household income in this area is approximately $74,500.
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