Residentiae.
For Sale · Niagara

42 NIAGARA STREET

Niagara · L2R4K9

$539,900

4Bedrooms
2Bathrooms
2Parking
1,500Sq Ft
2Storeys

About this residence

Welcome to 42 Niagara Street, an exceptional opportunity to own a duplex in the heart of St. Catharines' rapidly transforming downtown core. Offered at an attractive price point, this property is ideal for investors seeking strong long-term upside in a market experiencing significant growth and revitalization.Situated just steps from the city's core, this property benefits from ongoing development, infrastructure improvements, and a renewed focus on downtown living. St. Catharines continues to see increased demand for rental housing, making this an excellent time to secure a multi-unit asset in a high-potential location.This duplex features two self-contained units, offering immediate rental income with the flexibility to improve and optimize over time. The property offers a prime downtown location within a designated revitalization area, strong and growing rental demand, and clear value-add potential through rent increases and improvements. It is well suited for both investors looking to expand their portfolio and owner-occupiers who want to offset living costs with rental income.Whether you're expanding your portfolio or entering the investment market, 42 Niagara Street represents a smart buy-and-hold opportunity in a city on the rise.Capitalize on the momentum in downtown St. Catharines and position yourself for future appreciation with this promising duplex investment. (id:61366)

Property details

Property type
Multi-family
Style
Duplex
Bedrooms
4 (4 above)
Bathrooms
2
Storeys
2
Living area
1,500–2,000 sq ft
Lot size
31.1 x 121.5 FT
Frontage
31.1 feet
Parking
2 spaces
Annual tax
$2,254
MLS®
X12998440
Board
Niagara
Status
Active
Listed
Apr 14, 2026
Updated
Apr 24, 2026

Features & finishes

Appliances

  • Two stoves
  • Water meter
  • Two Refrigerators

Heating

  • Forced air
  • Electric

Basement

  • Partial

Exterior

  • Brick

Foundation

  • Block

Parking

  • No Garage

Lot

  • Carpet Free

Sewer & Utilities

  • Sanitary sewer

Financing

Mortgage calculator

Estimated monthly payment

$2,525/mo

Amortization

Loan amount

$431,920

Down payment

$107,980

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Niagara

About the area

Census · L2R
25,558
Population
40
Median age
$61,200
Median income
$500,000
Median home value
50%
Home ownership
22 min
Avg. commute

Age distribution

0–14
14%
15–24
11%
25–44
30%
45–64
26%
65+
18%

Tenure

50% owners50% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 42 NIAGARA STREET?

42 NIAGARA STREET is listed for $539,900, in Niagara.

How many bedrooms and bathrooms does 42 NIAGARA STREET have?

It offers 4 bedrooms and 2 bathrooms.

What type of home is 42 NIAGARA STREET?

42 NIAGARA STREET is a Multi-family, Duplex set over 2 storeys.

How large is 42 NIAGARA STREET?

The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 31.1 x 121.5 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,525. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $2,254 per year.

Is there parking?

Yes — 42 NIAGARA STREET includes 2 parking spaces.

What is the Niagara area like?

Niagara has a population of about 25,558, a median age of 40, a 50% home-ownership rate, with an average commute of about 22 minutes.

What is the average home value in Niagara?

The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.

What is the median household income in Niagara?

The median household income in this area is approximately $61,200.

Private viewings

Arrange a private viewing of 42 NIAGARA STREET.

Our advisors offer discreet, personal guidance from first viewing through to closing. We’d be delighted to assist.

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