42 NIAGARA STREET
Niagara · L2R4K9
$539,900
About this residence
Welcome to 42 Niagara Street, an exceptional opportunity to own a duplex in the heart of St. Catharines' rapidly transforming downtown core. Offered at an attractive price point, this property is ideal for investors seeking strong long-term upside in a market experiencing significant growth and revitalization.Situated just steps from the city's core, this property benefits from ongoing development, infrastructure improvements, and a renewed focus on downtown living. St. Catharines continues to see increased demand for rental housing, making this an excellent time to secure a multi-unit asset in a high-potential location.This duplex features two self-contained units, offering immediate rental income with the flexibility to improve and optimize over time. The property offers a prime downtown location within a designated revitalization area, strong and growing rental demand, and clear value-add potential through rent increases and improvements. It is well suited for both investors looking to expand their portfolio and owner-occupiers who want to offset living costs with rental income.Whether you're expanding your portfolio or entering the investment market, 42 Niagara Street represents a smart buy-and-hold opportunity in a city on the rise.Capitalize on the momentum in downtown St. Catharines and position yourself for future appreciation with this promising duplex investment. (id:61366)
Property details
- Property type
- Multi-family
- Style
- Duplex
- Bedrooms
- 4 (4 above)
- Bathrooms
- 2
- Storeys
- 2
- Living area
- 1,500–2,000 sq ft
- Lot size
- 31.1 x 121.5 FT
- Frontage
- 31.1 feet
- Parking
- 2 spaces
- Annual tax
- $2,254
- MLS®
- X12998440
- Board
- Niagara
- Status
- Active
- Listed
- Apr 14, 2026
- Updated
- Apr 24, 2026
Features & finishes
Appliances
- Two stoves
- Water meter
- Two Refrigerators
Heating
- Forced air
- Electric
Basement
- Partial
Exterior
- Brick
Foundation
- Block
Parking
- No Garage
Lot
- Carpet Free
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$2,525/mo
Loan amount
$431,920
Down payment
$107,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Niagara
Nearby
About the area
Census · L2R- 25,558
- Population
- 40
- Median age
- $61,200
- Median income
- $500,000
- Median home value
- 50%
- Home ownership
- 22 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 42 NIAGARA STREET?
42 NIAGARA STREET is listed for $539,900, in Niagara.
How many bedrooms and bathrooms does 42 NIAGARA STREET have?
It offers 4 bedrooms and 2 bathrooms.
What type of home is 42 NIAGARA STREET?
42 NIAGARA STREET is a Multi-family, Duplex set over 2 storeys.
How large is 42 NIAGARA STREET?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 31.1 x 121.5 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,525. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $2,254 per year.
Is there parking?
Yes — 42 NIAGARA STREET includes 2 parking spaces.
What is the Niagara area like?
Niagara has a population of about 25,558, a median age of 40, a 50% home-ownership rate, with an average commute of about 22 minutes.
What is the average home value in Niagara?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Niagara?
The median household income in this area is approximately $61,200.
Similar residences
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