3 - 1082 COWAN PARK ROAD
OnePoint · P0B1M0
$625,000
About this residence
What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 2 (2 above)
- Bathrooms
- 1
- Storeys
- 1
- Lot size
- 110 x 306 FT
- Frontage
- 110 feet
- Parking
- 3 spaces
- Annual tax
- $1,889
- MLS®
- X13238130
- Board
- OnePoint
- Status
- Active
- Listed
- Jun 4, 2026
- Updated
- Jul 6, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.43 × 3.39 m |
| Living room | Main level | 3.43 × 5.07 m |
| Bedroom | Main level | 2.39 × 2.44 m |
| Bedroom 2 | Main level | 2.4 × 2.15 m |
| Bathroom | Main level | 2.4 × 1.71 m |
| Other | Main level | 1.08 × 1.84 m |
Features & finishes
Appliances
- Refrigerator
- Stove
- Microwave
- Water Heater
- Water Heater - Tankless
- Furniture
Heating
- Other
Exterior
- Wood
Foundation
- Wood/Piers
Parking
- No Garage
Lot
- Wooded area
- Irregular lot size
Sewer & Utilities
- Septic System
- Electricity
- Wireless
- Electricity Connected
Views
- Lake view
- View of water
- Direct Water View
Architecture
- Bungalow
Financing
Estimated monthly payment
$2,923/mo
Loan amount
$500,000
Down payment
$125,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
OnePoint
Nearby
About the area
Census · P0B- 9,589
- Population
- 53
- Median age
- $90,000
- Median income
- $650,000
- Median home value
- 91%
- Home ownership
- 28 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 3 - 1082 COWAN PARK ROAD?
3 - 1082 COWAN PARK ROAD is listed for $625,000, in OnePoint.
How many bedrooms and bathrooms does 3 - 1082 COWAN PARK ROAD have?
It offers 2 bedrooms and 1 bathroom.
What type of home is 3 - 1082 COWAN PARK ROAD?
3 - 1082 COWAN PARK ROAD is a Single Family, House set over 1 storey.
How large is 3 - 1082 COWAN PARK ROAD?
The home offers a lot measuring 110 x 306 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,923. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $1,889 per year.
Is there parking?
Yes — 3 - 1082 COWAN PARK ROAD includes 3 parking spaces.
What is the OnePoint area like?
OnePoint has a population of about 9,589, a median age of 53, a 91% home-ownership rate, with an average commute of about 28 minutes.
What is the average home value in OnePoint?
The median dwelling value in this area is approximately $650,000, based on census data via Neighbourly.
What is the median household income in OnePoint?
The median household income in this area is approximately $90,000.
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