Residentiae.
For Sale · Toronto

20586 OLD MONTREAL ROAD

Toronto · K0C1N0

$1,195,000

3Bedrooms
3Bathrooms
3Parking
1,500Sq Ft
1Storeys

About this residence

Live your waterfront dream in this updated 3 bedroom home at the end of a quiet cul de sac, 1hr from downtown Montreal, 90 mins from Ottawa. The perfect remote work retreat. Panoramic views of Lac St. Francis and the Adirondack mountain chain from your indoor and outdoor living spaces. Featuring several upgrades. Enter through the carport into the large, bright living area with cathedral ceilings and wall-to-wall water views. Gas fireplace. Gourmet kitchen with a leathered granite island made for entertaining. Six-burner gas stove. Counter-depth fridge. Primary bedroom with 4pc ensuite and jet soaker tub. Second bedroom fits queen or king bed with room to spare. Laundry, guest washroom and water system hidden in hallway that leads to a second living/family room with separate front-door entrance, 3rd bedroom and second bathroom. This wing of the surprisingly spacious home could be a master bedroom getaway, or a guest / in-law suite with income potential. Other notable improvements: heat pump heating/air con, foam spray insulation, HWT on demand, water tx system, flood prevention french drain with auto-pump system from crawl space to the lake. Outside features new composite deck for boat docking and waterside seating and a cedar privacy hedge, planted at the front by the current owner to provide a wall between the front yard and guest parking. A storage shed detached large garage/workshop with high ceilings offer further room for expansion. The possibilities are endless in this private lot. *For Additional Property Details Click The Brochure Icon Below* (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
3 (3 above)
Bathrooms
3 (1 half)
Storeys
1
Living area
1,500–2,000 sq ft
Lot size
100 x 176.7 FT
Frontage
100 feet
Parking
3 spaces
Fireplace
Yes
Annual tax
$4,946
MLS®
X12381964
Board
Toronto
Status
Inactive
Listed
Sep 4, 2025
Updated
Oct 23, 2025

Room dimensions

RoomLevelDimensions
Living roomMain level10.2 × 4.7 m
Dining roomMain level4.9 × 3.7 m
BedroomMain level4.4 × 3.6 m
BedroomMain level4 × 3.6 m
BedroomMain level5.9 × 2.8 m
Family roomMain level5.2 × 4.2 m

Features & finishes

Appliances

  • Window Coverings
  • Water Heater - Tankless
  • Water purifier

Heating

  • Heat Pump
  • Electric

Cooling

  • Wall unit

Basement

  • Crawl space

Parking

  • Garage
  • Detached Garage

Lot

  • In-Law Suite
  • Guest Suite

Sewer & Utilities

  • Septic System
  • Cable
  • Electricity

Views

  • Direct Water View

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$5,589/mo

Amortization

Loan amount

$956,000

Down payment

$239,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Toronto

About the area

Census · K0C
52,838
Population
48
Median age
$84,000
Median income
$348,000
Median home value
82%
Home ownership
29 min
Avg. commute

Age distribution

0–14
16%
15–24
9%
25–44
21%
45–64
30%
65+
24%

Tenure

82% owners18% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 20586 OLD MONTREAL ROAD?

20586 OLD MONTREAL ROAD is listed for $1,195,000, in Toronto.

How many bedrooms and bathrooms does 20586 OLD MONTREAL ROAD have?

It offers 3 bedrooms and 3 bathrooms (including 1 half-bath).

What type of home is 20586 OLD MONTREAL ROAD?

20586 OLD MONTREAL ROAD is a Single Family, House set over 1 storey.

How large is 20586 OLD MONTREAL ROAD?

The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 100 x 176.7 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $5,589. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $4,946 per year.

Is there parking?

Yes — 20586 OLD MONTREAL ROAD includes 3 parking spaces.

What is the Toronto area like?

Toronto has a population of about 52,838, a median age of 48, a 82% home-ownership rate, with an average commute of about 29 minutes.

What is the average home value in Toronto?

The median dwelling value in this area is approximately $348,000, based on census data via Neighbourly.

What is the median household income in Toronto?

The median household income in this area is approximately $84,000.

Private viewings

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