186 THOMAS STREET
Kingston · K7R2H5
$379,900
About this residence
Welcome to 186 Thomas St in Napanee, a charming income-generating duplex perfect for investors or those looking to reduce their mortgage with rental income. This well-maintained property features two separate units, each offering privacy and convenience to tenants. The back unit, currently rented at $1,405 per month (all-inclusive), provides a hassle-free living experience with hydro and gas covered by the owner. The front unit, rented at $1,168 per month (plus gas and hydro), gives tenants flexibility with their utility costs, making it an attractive option for renters. Key utilities such as water(averaging $340 every two months) and house insurance ($120) are owner-paid, keeping expenses manageable. Both units have their own entrances, and the shared yard provides a cozy outdoor space for relaxation. Located on a quiet street close to schools, parks, and local amenities, 186 Thomas St offers both comfort and convenience. This solid investment opportunity is ready for you schedule a viewing today and explore the potential of this fantastic duplex property! (id:61366)
Property details
- Property type
- Multi-family
- Style
- Duplex
- Bedrooms
- 3 (3 above)
- Bathrooms
- 2
- Storeys
- 1
- Living area
- 1,500–2,000 sq ft
- Lot size
- 50 x 132 FT
- Frontage
- 50 feet
- Parking
- 4 spaces
- Fireplace
- 1
- Annual tax
- $2,785
- MLS®
- X12542912
- Board
- Kingston
- Status
- Inactive
- Listed
- Nov 13, 2025
- Updated
- Nov 13, 2025
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Main level | 3.7 × 2.9 m |
| Bedroom | Second level | 4.13 × 4.1 m |
| Bathroom | Main level | 1.77 × 2.41 m |
| Bathroom | Main level | 2.49 × 1.78 m |
| Foyer | Main level | 2.49 × 1.78 m |
| Kitchen | Main level | 4.85 × 3 m |
| Kitchen | Main level | 2.87 × 4.04 m |
| Laundry room | Main level | 2.43 × 1.52 m |
| Living room | Main level | 5.19 × 4.09 m |
| Living room | Main level | 3.64 × 5.12 m |
| Bedroom 3 | Second level | 6.17 × 2.87 m |
Features & finishes
Appliances
- Water Heater
Heating
- Forced air
- Natural gas
Basement
- Unfinished
Exterior
- Vinyl siding
- Stucco
Parking
- No Garage
Lot
- Lane
Sewer & Utilities
- Sanitary sewer
- Cable
- Electricity
- Sewer
Financing
Estimated monthly payment
$1,777/mo
Loan amount
$303,920
Down payment
$75,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Kingston
Frequently asked questions
What is the asking price for 186 THOMAS STREET?
186 THOMAS STREET is listed for $379,900, in Kingston.
How many bedrooms and bathrooms does 186 THOMAS STREET have?
It offers 3 bedrooms and 2 bathrooms.
What type of home is 186 THOMAS STREET?
186 THOMAS STREET is a Multi-family, Duplex set over 1 storey.
How large is 186 THOMAS STREET?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 50 x 132 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,777. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $2,785 per year.
Is there parking?
Yes — 186 THOMAS STREET includes 4 parking spaces.
Private viewings
Arrange a private viewing of 186 THOMAS STREET.
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