20824 SOUTH SERVICE ROAD
Cornwall · K0C1N0
$2,650,000
About this residence
A truly special waterfront estate on 3.17 acres with 145 feet of shoreline on Lake St. Francis. Built in 1832 and updated in 1994, this timeless stone home is rich in character and offers the perfect blend of heritage charm and everyday comfort. Set back from the road along a private laneway, the property feels like a peaceful escape, surrounded by mature trees and breathtaking lake views. Inside, the home features original details and three wood-burning fireplaces in the dining room, primary bedroom, and the walkout basement. The main level includes a cozy living room, a welcoming kitchen, and a screened-in porch where you can enjoy morning coffee while watching the sun rise over the water. Upstairs you'll find three bedrooms, including a water-facing primary suite with a fireplace, ensuite bath, and convenient upstairs laundry. The lower level offers a warm and inviting family room with another fireplace and walkout access to the yard. A separate 3-bedroom, 1-bath cottage sits on the property with its own screened-in porch, 200-amp service, and separate hydro meter perfect for extended family, guests, or potential rental income. The home is serviced by two wells and two septic systems. Additional features include a detached 2-car garage with a loft and a separate outbuilding currently used as an art studio. A small beach area, gorgeous lake views, and room to roam make this property ideal for families seeking both beauty and function in a lakeside setting. This is a rare opportunity to own a piece of history and create unforgettable memories in a one-of-a-kind setting. Just minutes from the Quebec Border.This property is just minutes away from a private airport, giving you quick access. 24 hour irrevocable on all offers. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 4 (2 half)
- Storeys
- 2
- Living area
- 3,500–5,000 sq ft
- Lot size
- 100 x 1224.6 FT
- Frontage
- 100 feet
- Parking
- 10 spaces
- Fireplace
- 3
- Annual tax
- $8,570
- MLS®
- X12250510
- Board
- Cornwall
- Status
- Inactive
- Listed
- Jun 27, 2025
- Updated
- Dec 15, 2025
Features & finishes
Appliances
- Water Heater
Heating
- Baseboard heaters
- Electric
Basement
- Full
- Walk out
Exterior
- Stone
- Vinyl siding
Foundation
- Stone
Parking
- Garage
- Detached Garage
Lot
- Lane
Sewer & Utilities
- Septic System
Views
- Direct Water View
Financing
Estimated monthly payment
$12,393/mo
Loan amount
$2,120,000
Down payment
$530,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Cornwall
Nearby
About the area
Census · K0C- 52,838
- Population
- 48
- Median age
- $84,000
- Median income
- $348,000
- Median home value
- 82%
- Home ownership
- 29 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 20824 SOUTH SERVICE ROAD?
20824 SOUTH SERVICE ROAD is listed for $2,650,000, in Cornwall.
How many bedrooms and bathrooms does 20824 SOUTH SERVICE ROAD have?
It offers 3 bedrooms and 4 bathrooms (including 2 half-baths).
What type of home is 20824 SOUTH SERVICE ROAD?
20824 SOUTH SERVICE ROAD is a Single Family, House set over 2 storeys.
How large is 20824 SOUTH SERVICE ROAD?
The home offers approximately 3,500–5,000 sq ft of living space on a lot measuring 100 x 1224.6 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $12,393. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $8,570 per year.
Is there parking?
Yes — 20824 SOUTH SERVICE ROAD includes 10 parking spaces.
What is the Cornwall area like?
Cornwall has a population of about 52,838, a median age of 48, a 82% home-ownership rate, with an average commute of about 29 minutes.
What is the average home value in Cornwall?
The median dwelling value in this area is approximately $348,000, based on census data via Neighbourly.
What is the median household income in Cornwall?
The median household income in this area is approximately $84,000.
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