12130 LOYALIST PARKWAY
Central Lakes · K0K2T0
$899,000
About this residence
Welcome to your perfect Prince Edward County retreat - a beautiful waterfront bungalow offering both comfort and character just five minutes from downtown Picton. Set on a peaceful stretch of shoreline, this property captures stunning water views right from the home and offers everything you need for relaxed County living. Inside, you'll find 3 bedrooms and 2 bathrooms, including a spacious primary suite with a luxurious 5-piece ensuite. The newer addition at the back of the home features a bright, open living room with large windows that frame the waterfront and a walkout to the back deck, ideal for morning coffee or sunset gatherings. The home exudes warm country charm, enhanced by numerous recent updates that make it move-in ready. The fully finished basement adds great versatility with a family room, laundry area, and plenty of storage. An attached 2-car garage and three attractive storage sheds provide excellent space for vehicles, tools, or hobbies. Down by the water, discover a rare bonus - a boathouse with marine rails for easy boat access, plus a self-contained upper suite complete with a bathroom, open-concept kitchenette, sleeping area, and private balcony overlooking the bay - perfect for guests or as a potential income opportunity. With its long dock, serene setting, and proximity to all the delights of Prince Edward County - from wineries and restaurants to beaches and shops - this property truly offers the best of County living. Come see for yourself and fall in love with this special waterfront haven. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 2
- Storeys
- 1
- Living area
- 1,500–2,000 sq ft
- Lot size
- 53.6 x 1157.3 FT
- Frontage
- 53.7 feet
- Parking
- 7 spaces
- Fireplace
- 1
- Annual tax
- $4,554
- MLS®
- X12491884
- Board
- Central Lakes
- Status
- Active
- Listed
- Oct 30, 2025
- Updated
- Dec 15, 2025
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 7.29 × 4.08 m |
| Laundry room | Basement | 3.13 × 2.12 m |
| Utility room | Basement | 4.62 × 2.98 m |
| Dining room | Main level | 5.75 × 2.97 m |
| Other | Basement | 5.07 × 2.77 m |
| Living room | Main level | 7.4 × 4.79 m |
| Primary Bedroom | Main level | 4.85 × 4.53 m |
| Bathroom | Main level | 4.55 × 2.42 m |
| Bedroom 2 | Main level | 7.08 × 3.65 m |
| Bedroom 3 | Main level | 3.56 × 2.88 m |
| Bathroom | Main level | 2.86 × 2.02 m |
| Foyer | Main level | 4.92 × 2.56 m |
| Family room | Basement | 6.4 × 4.73 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dryer
- Stove
- Microwave
- Garage door opener
- Freezer
- Garage door opener remote(s)
- Furniture
Heating
- Forced air
- Propane
Cooling
- Central air conditioning
- Air exchanger
Basement
- Full
- Finished
Exterior
- Vinyl siding
- Wood
Foundation
- Block
Parking
- Attached Garage
- Garage
Lot
- Sloping
- Carpet Free
Sewer & Utilities
- Septic System
- Wireless
- Electricity Connected
Views
- Lake view
- Direct Water View
Architecture
- Bungalow
Financing
Estimated monthly payment
$4,204/mo
Loan amount
$719,200
Down payment
$179,800
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Central Lakes
Nearby
About the area
Census · K0K- 115,850
- Population
- 51
- Median age
- $83,000
- Median income
- $500,000
- Median home value
- 86%
- Home ownership
- 29 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 12130 LOYALIST PARKWAY?
12130 LOYALIST PARKWAY is listed for $899,000, in Central Lakes.
How many bedrooms and bathrooms does 12130 LOYALIST PARKWAY have?
It offers 3 bedrooms and 2 bathrooms.
What type of home is 12130 LOYALIST PARKWAY?
12130 LOYALIST PARKWAY is a Single Family, House set over 1 storey.
How large is 12130 LOYALIST PARKWAY?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 53.6 x 1157.3 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,204. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $4,554 per year.
Is there parking?
Yes — 12130 LOYALIST PARKWAY includes 7 parking spaces.
What is the Central Lakes area like?
Central Lakes has a population of about 115,850, a median age of 51, a 86% home-ownership rate, with an average commute of about 29 minutes.
What is the average home value in Central Lakes?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Central Lakes?
The median household income in this area is approximately $83,000.
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