643 ELGIN STREET
OnePoint · N0H0A0
$499,000
About this residence
Welcome to this charming 3-bedroom, 1-storey home ideally situated on a mature corner lot in the heart of Port Elgin. Featuring two full bathrooms, two separate staircases, and two driveways, this home offers excellent in-law capability or the flexibility for separate living areas.Enjoy a bright and inviting sun porch, main-floor laundry, and a layout designed for comfort and convenience. The upper level is ready for you or your co-owners to create private, independent spaces.Located within walking distance to shops, restaurants, schools, and the beach, this home combines small-town charm with everyday convenience. A perfect opportunity for families, investors, or anyone seeking a versatile property in one of Port Elgins most desirable locations! (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 3
- Storeys
- 1
- Living area
- 1,500–2,000 sq ft
- Lot size
- 66 x 132 FT
- Frontage
- 66 feet
- Parking
- 3 spaces
- Annual tax
- $3,153
- MLS®
- X12518346
- Board
- OnePoint
- Status
- Inactive
- Listed
- Nov 6, 2025
- Updated
- Dec 30, 2025
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.66 × 4.24 m |
| Bedroom 3 | Second level | 3.45 × 4.41 m |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Laundry room | Main level | 2.62 × 2.1 m |
| Foyer | Main level | 2.29 × 2.74 m |
| Bedroom | Main level | 3.75 × 3.63 m |
| Bedroom 2 | Main level | 2.82 × 2.3 m |
| Living room | Main level | 5.4 × 3.49 m |
| Sunroom | Main level | 4.09 × 3.85 m |
| Other | Main level | 2.36 × 3.85 m |
| Living room | Second level | 5.4 × 3.49 m |
| Kitchen | Second level | 2.63 × 2.98 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dishwasher
- Dryer
- Stove
Heating
- Forced air
- Natural gas
Basement
- Partial
- Other, See Remarks
Exterior
- Brick
- Vinyl siding
Foundation
- Stone
Parking
- No Garage
Lot
- Wheelchair access
- In-Law Suite
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$2,334/mo
Loan amount
$399,200
Down payment
$99,800
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
OnePoint
About the area
Census · N0H- 53,674
- Population
- 53
- Median age
- $86,000
- Median income
- $600,000
- Median home value
- 85%
- Home ownership
- 25 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 643 ELGIN STREET?
643 ELGIN STREET is listed for $499,000, in OnePoint.
How many bedrooms and bathrooms does 643 ELGIN STREET have?
It offers 3 bedrooms and 3 bathrooms.
What type of home is 643 ELGIN STREET?
643 ELGIN STREET is a Single Family, House set over 1 storey.
How large is 643 ELGIN STREET?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 66 x 132 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,334. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $3,153 per year.
Is there parking?
Yes — 643 ELGIN STREET includes 3 parking spaces.
What is the OnePoint area like?
OnePoint has a population of about 53,674, a median age of 53, a 85% home-ownership rate, with an average commute of about 25 minutes.
What is the average home value in OnePoint?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in OnePoint?
The median household income in this area is approximately $86,000.
Private viewings
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