Residentiae.
For Sale · Toronto

1045 REYNOLDS ROAD

Toronto · K0M2K0

$985,000

4Bedrooms
3Bathrooms
8Parking
1,500Sq Ft
1Storeys

About this residence

*** Visit the REALTOR website for further information about this Listing *** This exceptional waterfront property on beautiful Horseshoe Lake offers a rare combination of space, privacy, and charm with three separate dwelling/accommodations, each with its own private waterfront and dock. The fully winterized main house features three bedrooms, three bathrooms, a bright sunroom with lake views, and a self-contained basement apartment - ideal for guests, extended family, or potential rental income. The seasonal cottage includes three bedrooms, a full bathroom, and a beautifully updated kitchen, making it perfect for summer stays or shared family use. Just steps from the water, the adorable one-room cabin offers a high ceiling, a kitchenette, a 3-piece bathroom with a shower, and direct access to the lake - an ideal space for guests or a quiet personal retreat. The property boasts a gorgeous sandy shoreline stretching the entire length of the lot, offering shallow, crystal-clear water perfect for wading, swimming, and family fun. It's an ideal setting for children and anyone who enjoys beach-style lake access. Recent renovations and upgrades throughout include new docks, new decks, a new sunroom, fully renovated interiors, a new furnace, updated water system, and a modernized kitchen. Located on a year-round road and just a short drive to the towns of Minden and Haliburton, this property offers convenience, comfort, and the perfect setting for year-round enjoyment. Whether you're looking for a full-time residence, a seasonal escape, or a multi-family retreat, this property delivers everything you need to enjoy lakeside living at its finest. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
4 (3 above, 1 below)
Bathrooms
3 (1 half)
Storeys
1
Living area
1,500–2,000 sq ft
Lot size
125 x 230 FT
Frontage
125 feet
Parking
8 spaces
Annual tax
$5,193
MLS®
X12279914
Board
Toronto
Status
Active
Listed
Jul 11, 2025
Updated
May 12, 2026

Room dimensions

RoomLevelDimensions
Primary BedroomMain level3.96 × 3.53 m
BedroomBasement7.16 × 3.05 m
KitchenBasement2.64 × 2.84 m
DenMain level1.5 × 3.96 m
KitchenMain level3.96 × 3.28 m
Living roomMain level5.18 × 3.76 m
Dining roomMain level4.5 × 3.76 m
FoyerMain level2.31 × 2.34 m
BedroomSecond level3.96 × 4.95 m
BedroomSecond level3.25 × 4.95 m
OtherSecond level2.03 × 2.44 m
FurnaceBasement5.18 × 7.47 m

Features & finishes

Appliances

  • Water Heater
  • Furniture

Heating

  • Forced air
  • Propane

Basement

  • Walk out
  • Apartment in basement

Exterior

  • Wood

Foundation

  • Block

Parking

  • No Garage

Lot

  • Flat site
  • In-Law Suite

Sewer & Utilities

  • Septic System
  • Wireless
  • Electricity Connected

Views

  • Lake view
  • Direct Water View
  • Unobstructed Water View

Financing

Mortgage calculator

Estimated monthly payment

$4,607/mo

Amortization

Loan amount

$788,000

Down payment

$197,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Toronto

About the area

Census · K0M
53,815
Population
57
Median age
$80,000
Median income
$600,000
Median home value
88%
Home ownership
33 min
Avg. commute

Age distribution

0–14
11%
15–24
8%
25–44
18%
45–64
31%
65+
32%

Tenure

88% owners12% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 1045 REYNOLDS ROAD?

1045 REYNOLDS ROAD is listed for $985,000, in Toronto.

How many bedrooms and bathrooms does 1045 REYNOLDS ROAD have?

It offers 4 bedrooms and 3 bathrooms (including 1 half-bath).

What type of home is 1045 REYNOLDS ROAD?

1045 REYNOLDS ROAD is a Single Family, House set over 1 storey.

How large is 1045 REYNOLDS ROAD?

The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 125 x 230 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,607. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $5,193 per year.

Is there parking?

Yes — 1045 REYNOLDS ROAD includes 8 parking spaces.

What is the Toronto area like?

Toronto has a population of about 53,815, a median age of 57, a 88% home-ownership rate, with an average commute of about 33 minutes.

What is the average home value in Toronto?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in Toronto?

The median household income in this area is approximately $80,000.

Private viewings

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