1045 REYNOLDS ROAD
Toronto · K0M2K0
$985,000
About this residence
*** Visit the REALTOR website for further information about this Listing *** This exceptional waterfront property on beautiful Horseshoe Lake offers a rare combination of space, privacy, and charm with three separate dwelling/accommodations, each with its own private waterfront and dock. The fully winterized main house features three bedrooms, three bathrooms, a bright sunroom with lake views, and a self-contained basement apartment - ideal for guests, extended family, or potential rental income. The seasonal cottage includes three bedrooms, a full bathroom, and a beautifully updated kitchen, making it perfect for summer stays or shared family use. Just steps from the water, the adorable one-room cabin offers a high ceiling, a kitchenette, a 3-piece bathroom with a shower, and direct access to the lake - an ideal space for guests or a quiet personal retreat. The property boasts a gorgeous sandy shoreline stretching the entire length of the lot, offering shallow, crystal-clear water perfect for wading, swimming, and family fun. It's an ideal setting for children and anyone who enjoys beach-style lake access. Recent renovations and upgrades throughout include new docks, new decks, a new sunroom, fully renovated interiors, a new furnace, updated water system, and a modernized kitchen. Located on a year-round road and just a short drive to the towns of Minden and Haliburton, this property offers convenience, comfort, and the perfect setting for year-round enjoyment. Whether you're looking for a full-time residence, a seasonal escape, or a multi-family retreat, this property delivers everything you need to enjoy lakeside living at its finest. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 4 (3 above, 1 below)
- Bathrooms
- 3 (1 half)
- Storeys
- 1
- Living area
- 1,500–2,000 sq ft
- Lot size
- 125 x 230 FT
- Frontage
- 125 feet
- Parking
- 8 spaces
- Annual tax
- $5,193
- MLS®
- X12279914
- Board
- Toronto
- Status
- Active
- Listed
- Jul 11, 2025
- Updated
- May 12, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 3.96 × 3.53 m |
| Bedroom | Basement | 7.16 × 3.05 m |
| Kitchen | Basement | 2.64 × 2.84 m |
| Den | Main level | 1.5 × 3.96 m |
| Kitchen | Main level | 3.96 × 3.28 m |
| Living room | Main level | 5.18 × 3.76 m |
| Dining room | Main level | 4.5 × 3.76 m |
| Foyer | Main level | 2.31 × 2.34 m |
| Bedroom | Second level | 3.96 × 4.95 m |
| Bedroom | Second level | 3.25 × 4.95 m |
| Other | Second level | 2.03 × 2.44 m |
| Furnace | Basement | 5.18 × 7.47 m |
Features & finishes
Appliances
- Water Heater
- Furniture
Heating
- Forced air
- Propane
Basement
- Walk out
- Apartment in basement
Exterior
- Wood
Foundation
- Block
Parking
- No Garage
Lot
- Flat site
- In-Law Suite
Sewer & Utilities
- Septic System
- Wireless
- Electricity Connected
Views
- Lake view
- Direct Water View
- Unobstructed Water View
Financing
Estimated monthly payment
$4,607/mo
Loan amount
$788,000
Down payment
$197,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Toronto
Nearby
About the area
Census · K0M- 53,815
- Population
- 57
- Median age
- $80,000
- Median income
- $600,000
- Median home value
- 88%
- Home ownership
- 33 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 1045 REYNOLDS ROAD?
1045 REYNOLDS ROAD is listed for $985,000, in Toronto.
How many bedrooms and bathrooms does 1045 REYNOLDS ROAD have?
It offers 4 bedrooms and 3 bathrooms (including 1 half-bath).
What type of home is 1045 REYNOLDS ROAD?
1045 REYNOLDS ROAD is a Single Family, House set over 1 storey.
How large is 1045 REYNOLDS ROAD?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 125 x 230 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $4,607. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $5,193 per year.
Is there parking?
Yes — 1045 REYNOLDS ROAD includes 8 parking spaces.
What is the Toronto area like?
Toronto has a population of about 53,815, a median age of 57, a 88% home-ownership rate, with an average commute of about 33 minutes.
What is the average home value in Toronto?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in Toronto?
The median household income in this area is approximately $80,000.
Similar residences
Comparable House near Toronto at a similar price.
Private viewings
Arrange a private viewing of 1045 REYNOLDS ROAD.
Our advisors offer discreet, personal guidance from first viewing through to closing. We’d be delighted to assist.




