Residentiae.
For Sale · Central Lakes

122 COTTAGE LANE

Central Lakes · K0K3J0

$445,000

1Bedrooms
1Bathrooms
4Parking
700Sq Ft
1Storeys

About this residence

Tucked away along the scenic Black River, this meticulously maintained year-round home/cottage offers the peaceful retreat you've been searching for. Set on a private road, the property combines privacy, nature, and convenience with access to Highway 7 nearby-close enough for easy commuting, yet far enough away that the sounds of traffic disappear. Inside, the cozy 1-bedroom home is warm and welcoming, while the separate bunkie comfortably sleeps four, making it ideal for hosting family and friends. Outdoors, the lifestyle truly shines with a two-tier deck overlooking the river; enjoy a morning coffee, evening entertaining, or simply soaking in the tranquil surroundings. A floating dock provides direct access to the water, while nearby rapids create a soothing natural soundtrack that makes this property feel like a true sanctuary where stress simply melts away. The grounds offers a shed for storage, a greenhouse, plenty of space for flower or vegetable gardens and features a double-wide driveway for added convenience. Whether you're looking for a peaceful full-time residence or the perfect cottage escape, this Black River gem is ready to be enjoyed year-round. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
1 (1 above)
Bathrooms
1
Storeys
1
Living area
700–1,100 sq ft
Lot size
157.5 x 79.4 FT ; Irregular Depths/Shape
Frontage
157.6 feet
Parking
4 spaces
Fireplace
Yes
Annual tax
$1,816
MLS®
X13157614
Board
Central Lakes
Status
Active
Listed
May 21, 2026
Updated
Jun 8, 2026

Room dimensions

RoomLevelDimensions
KitchenMain level3.79 × 2.43 m
Living roomMain level5.82 × 5.76 m
Primary BedroomMain level5.87 × 3.02 m
BathroomMain level3.11 × 1.89 m
Laundry roomMain level2.84 × 2.55 m

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dishwasher
  • Dryer
  • Stove
  • Water Heater

Heating

  • Heat Pump
  • Electric

Cooling

  • Wall unit

Exterior

  • Wood

Foundation

  • Wood/Piers

Parking

  • No Garage

Lot

  • Irregular lot size
  • Carpet Free

Sewer & Utilities

  • Septic System
  • Electricity

Views

  • Direct Water View

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$2,081/mo

Amortization

Loan amount

$356,000

Down payment

$89,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Central Lakes

About the area

Census · K0K
115,850
Population
51
Median age
$83,000
Median income
$500,000
Median home value
86%
Home ownership
29 min
Avg. commute

Age distribution

0–14
14%
15–24
9%
25–44
20%
45–64
31%
65+
26%

Tenure

86% owners14% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 122 COTTAGE LANE?

122 COTTAGE LANE is listed for $445,000, in Central Lakes.

How many bedrooms and bathrooms does 122 COTTAGE LANE have?

It offers 1 bedroom and 1 bathroom.

What type of home is 122 COTTAGE LANE?

122 COTTAGE LANE is a Single Family, House set over 1 storey.

How large is 122 COTTAGE LANE?

The home offers approximately 700–1,100 sq ft of living space on a lot measuring 157.5 x 79.4 FT ; Irregular Depths/Shape.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,081. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $1,816 per year.

Is there parking?

Yes — 122 COTTAGE LANE includes 4 parking spaces.

What is the Central Lakes area like?

Central Lakes has a population of about 115,850, a median age of 51, a 86% home-ownership rate, with an average commute of about 29 minutes.

What is the average home value in Central Lakes?

The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.

What is the median household income in Central Lakes?

The median household income in this area is approximately $83,000.

Private viewings

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