LOT 23-20-6 - 40 ARROW BAY ROAD
Central Lakes · K0L1R0
$299,900
About this residence
Summer Starts Here! Affordable Waterfront Living on Curve Lake, Escape to Cottage Life at 40 Arrow Bay Road. Welcome to 40 Arrow Bay Road, Curve Lake a rare opportunity to own an affordable waterfront cottage on the beautiful Trent Severn Waterway. Tucked away in a quiet bay, this 3 bedroom, 1 bathroom retreat offers the perfect setting for boating, swimming, fishing, and making unforgettable summer memories. Inside, enjoy a bright open concept kitchen, living, and dining area designed for easy cottage living and entertaining. Step outside to the lakeside deck, perfect for morning coffee, summer BBQs, or relaxing while taking in the peaceful water views. Clean, cozy, and move-in ready, this cottage offers an incredible chance to enjoy waterfront living at a fraction of the typical cost. Whether you're searching for a summer getaway, family retreat, or affordable waterfront investment, this property checks all the boxes. Located on leased land through Curve Lake First Nation, annual fees include: Land Lease: $3,450/year (Approximately) Service Fees: $1,648/year (Property taxes included in lease fees, Approximately)Enjoy the ultimate cottage lifestyle with direct access to endless boating and recreation on one of Ontario's most loved water systems. Don't miss your chance to enjoy summer at the lake book your private viewing today! (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Leasehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 1
- Storeys
- 1
- Living area
- 700–1,100 sq ft
- Lot size
- 78.7 x 263.3 FT ; 90.75'/78.67' x 263.2'/247.67'
- Frontage
- 78.8 feet
- Parking
- 10 spaces
- Annual tax
- $0
- MLS®
- X13161190
- Board
- Central Lakes
- Status
- Active
- Listed
- May 22, 2026
- Updated
- Jun 2, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.78 × 8.83 m |
| Bedroom | Main level | 3.04 × 3.78 m |
| Bedroom 2 | Main level | 3.04 × 3.04 m |
| Bedroom 3 | Main level | 3.04 × 3.78 m |
Features & finishes
Appliances
- Refrigerator
- Stove
- Furniture
Heating
- Baseboard heaters
- Electric
Cooling
- Wall unit
Exterior
- Vinyl siding
Parking
- No Garage
Lot
- Wooded area
- Flat site
- Irregular lot size
Sewer & Utilities
- Holding Tank
- Wireless
Community
- Fishing
Views
- Lake view
- View
- View of water
- Direct Water View
Architecture
- Bungalow
Financing
Estimated monthly payment
$1,403/mo
Loan amount
$239,920
Down payment
$59,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Central Lakes
About the area
Census · K0L- 78,142
- Population
- 54
- Median age
- $79,000
- Median income
- $500,000
- Median home value
- 88%
- Home ownership
- 31 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for LOT 23-20-6 - 40 ARROW BAY ROAD?
LOT 23-20-6 - 40 ARROW BAY ROAD is listed for $299,900, in Central Lakes.
How many bedrooms and bathrooms does LOT 23-20-6 - 40 ARROW BAY ROAD have?
It offers 3 bedrooms and 1 bathroom.
What type of home is LOT 23-20-6 - 40 ARROW BAY ROAD?
LOT 23-20-6 - 40 ARROW BAY ROAD is a Single Family, House set over 1 storey.
How large is LOT 23-20-6 - 40 ARROW BAY ROAD?
The home offers approximately 700–1,100 sq ft of living space on a lot measuring 78.7 x 263.3 FT ; 90.75'/78.67' x 263.2'/247.67'.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,403. Use the mortgage calculator above to model your own scenario.
Is there parking?
Yes — LOT 23-20-6 - 40 ARROW BAY ROAD includes 10 parking spaces.
What is the Central Lakes area like?
Central Lakes has a population of about 78,142, a median age of 54, a 88% home-ownership rate, with an average commute of about 31 minutes.
What is the average home value in Central Lakes?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Central Lakes?
The median household income in this area is approximately $79,000.
Private viewings
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