120 ELGIN CRESCENT
Cornerstone · N2J2S4
$749,000
About this residence
Welcome to 120 Elgin Crescent in the heart of Waterloo-a beautifully maintained 4-bedroom, 2-bathroom bungalow nestled in a highly desirable, walkable neighbourhood. This inviting home offers a functional and versatile layout, featuring a main floor den that's perfect for a home office, playroom, or quiet reading space. The kitchen is both warm and practical, showcasing solid maple cabinetry and a gas stove-ideal for home cooks and entertainers alike. Downstairs, you'll find a stunning, fully renovated basement (2025) designed with comfort and entertaining in mind. Enjoy a spacious rec room complete with a stylish dry bar-perfect for hosting guests or unwinding at the end of the day. Step outside to a private, oversized backyard oasis-ideal for summer gatherings, gardening, or simply relaxing. The yard includes a convenient garden shed and offers exceptional privacy. A detached one-car garage and a total of five parking spaces provide plenty of room for family and visitors. Whether you're looking for space to grow, entertain, or simply enjoy a peaceful setting close to amenities, this home checks all the boxes. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 4 (2 above, 2 below)
- Bathrooms
- 2
- Storeys
- 1
- Living area
- 2,302 sq ft
- Lot size
- 0
- Frontage
- 60 feet
- Parking
- 5 spaces
- Fireplace
- 1
- Year built
- 1957
- Annual tax
- $4,766
- MLS®
- 40824710
- Board
- Cornerstone
- Status
- Active
- Listed
- May 5, 2026
- Updated
- Jun 30, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Cold room | Basement | 7'4'' x 6'10'' |
| Utility room | Basement | 14'1'' x 25'0'' |
| Bedroom | Basement | 10'0'' x 9'4'' |
| Recreation room | Basement | 11'1'' x 22'10'' |
| Bedroom | Basement | 10'0'' x 13'10'' |
| 3pc Bathroom | Basement | 5'8'' x 10'4'' |
| Den | Main level | 8'2'' x 8'6'' |
| Bedroom | Main level | 9'2'' x 13'6'' |
| Primary Bedroom | Main level | 11'9'' x 13'7'' |
| 4pc Bathroom | Main level | 8'6'' x 6'2'' |
| Dining room | Main level | 8'8'' x 10'8'' |
| Kitchen | Main level | 8'9'' x 10'8'' |
| Living room | Main level | 11'0'' x 18'4'' |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dishwasher
- Dryer
- Water softener
- Gas stove(s)
- Window Coverings
- Garage door opener
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
Basement
- Full
- Finished
Exterior
- Brick
Foundation
- Poured Concrete
Parking
- Detached Garage
Lot
- Paved driveway
- Automatic Garage Door Opener
- Private Yard
Sewer & Utilities
- Municipal sewage system
Community
- Quiet Area
Architecture
- Bungalow
Financing
Estimated monthly payment
$3,503/mo
Loan amount
$599,200
Down payment
$149,800
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Cornerstone
Nearby
About the area
Census · N2J- 20,899
- Population
- 37
- Median age
- $74,500
- Median income
- $600,000
- Median home value
- 53%
- Home ownership
- 22 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 120 ELGIN CRESCENT?
120 ELGIN CRESCENT is listed for $749,000, in Cornerstone.
How many bedrooms and bathrooms does 120 ELGIN CRESCENT have?
It offers 4 bedrooms and 2 bathrooms.
What type of home is 120 ELGIN CRESCENT?
120 ELGIN CRESCENT is a Single Family, House set over 1 storey, built in 1957.
How large is 120 ELGIN CRESCENT?
The home offers approximately 2,302 sq ft of living space on a lot measuring 0.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,503. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $4,766 per year.
Is there parking?
Yes — 120 ELGIN CRESCENT includes 5 parking spaces.
What is the Cornerstone area like?
Cornerstone has a population of about 20,899, a median age of 37, a 53% home-ownership rate, with an average commute of about 22 minutes.
What is the average home value in Cornerstone?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in Cornerstone?
The median household income in this area is approximately $74,500.
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