Residentiae.
For Sale · Cornerstone

120 ELGIN CRESCENT

Cornerstone · N2J2S4

$749,000

4Bedrooms
2Bathrooms
5Parking
2,302Sq Ft
1Storeys

About this residence

Welcome to 120 Elgin Crescent in the heart of Waterloo-a beautifully maintained 4-bedroom, 2-bathroom bungalow nestled in a highly desirable, walkable neighbourhood. This inviting home offers a functional and versatile layout, featuring a main floor den that's perfect for a home office, playroom, or quiet reading space. The kitchen is both warm and practical, showcasing solid maple cabinetry and a gas stove-ideal for home cooks and entertainers alike. Downstairs, you'll find a stunning, fully renovated basement (2025) designed with comfort and entertaining in mind. Enjoy a spacious rec room complete with a stylish dry bar-perfect for hosting guests or unwinding at the end of the day. Step outside to a private, oversized backyard oasis-ideal for summer gatherings, gardening, or simply relaxing. The yard includes a convenient garden shed and offers exceptional privacy. A detached one-car garage and a total of five parking spaces provide plenty of room for family and visitors. Whether you're looking for space to grow, entertain, or simply enjoy a peaceful setting close to amenities, this home checks all the boxes. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
4 (2 above, 2 below)
Bathrooms
2
Storeys
1
Living area
2,302 sq ft
Lot size
0
Frontage
60 feet
Parking
5 spaces
Fireplace
1
Year built
1957
Annual tax
$4,766
MLS®
40824710
Board
Cornerstone
Status
Active
Listed
May 5, 2026
Updated
Jun 30, 2026

Room dimensions

RoomLevelDimensions
Cold roomBasement7'4'' x 6'10''
Utility roomBasement14'1'' x 25'0''
BedroomBasement10'0'' x 9'4''
Recreation roomBasement11'1'' x 22'10''
BedroomBasement10'0'' x 13'10''
3pc BathroomBasement5'8'' x 10'4''
DenMain level8'2'' x 8'6''
BedroomMain level9'2'' x 13'6''
Primary BedroomMain level11'9'' x 13'7''
4pc BathroomMain level8'6'' x 6'2''
Dining roomMain level8'8'' x 10'8''
KitchenMain level8'9'' x 10'8''
Living roomMain level11'0'' x 18'4''

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dishwasher
  • Dryer
  • Water softener
  • Gas stove(s)
  • Window Coverings
  • Garage door opener

Heating

  • Forced air
  • Natural gas

Cooling

  • Central air conditioning

Basement

  • Full
  • Finished

Exterior

  • Brick

Foundation

  • Poured Concrete

Parking

  • Detached Garage

Lot

  • Paved driveway
  • Automatic Garage Door Opener
  • Private Yard

Sewer & Utilities

  • Municipal sewage system

Community

  • Quiet Area

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$3,503/mo

Amortization

Loan amount

$599,200

Down payment

$149,800

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Cornerstone

About the area

Census · N2J
20,899
Population
37
Median age
$74,500
Median income
$600,000
Median home value
53%
Home ownership
22 min
Avg. commute

Age distribution

0–14
12%
15–24
16%
25–44
31%
45–64
21%
65+
21%

Tenure

53% owners47% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 120 ELGIN CRESCENT?

120 ELGIN CRESCENT is listed for $749,000, in Cornerstone.

How many bedrooms and bathrooms does 120 ELGIN CRESCENT have?

It offers 4 bedrooms and 2 bathrooms.

What type of home is 120 ELGIN CRESCENT?

120 ELGIN CRESCENT is a Single Family, House set over 1 storey, built in 1957.

How large is 120 ELGIN CRESCENT?

The home offers approximately 2,302 sq ft of living space on a lot measuring 0.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,503. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $4,766 per year.

Is there parking?

Yes — 120 ELGIN CRESCENT includes 5 parking spaces.

What is the Cornerstone area like?

Cornerstone has a population of about 20,899, a median age of 37, a 53% home-ownership rate, with an average commute of about 22 minutes.

What is the average home value in Cornerstone?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in Cornerstone?

The median household income in this area is approximately $74,500.

Private viewings

Arrange a private viewing of 120 ELGIN CRESCENT.

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