130 ST DAVID STREET S
Toronto · N1M2L3
$749,000
About this residence
Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year. (id:61366)
Property details
- Property type
- Single Family
- Style
- Row / Townhouse
- Ownership
- Freehold
- Bedrooms
- 2 (1 above, 1 below)
- Bathrooms
- 2
- Storeys
- 2
- Living area
- 1,100–1,500 sq ft
- Lot size
- 22 x 33 Acre
- Annual tax
- $3,680
- MLS®
- X13088558
- Board
- Toronto
- Status
- Active
- Listed
- May 6, 2026
- Updated
- Jun 19, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 2.58 × 2.12 m |
| Kitchen | Main level | 1.85 × 2.58 m |
| Living room | Main level | 2.58 × 5.15 m |
| Eating area | Second level | 3.77 × 2.15 m |
| Living room | Second level | 3.77 × 2.74 m |
| Kitchen | Second level | 2.61 × 4.36 m |
| Primary Bedroom | Third level | 3.91 × 6.81 m |
| Bedroom | Basement | 3.68 × 5.16 m |
Features & finishes
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
Basement
- Separate entrance
- Walk-up
Exterior
- Stone
- Vinyl siding
Foundation
- Stone
Parking
- No Garage
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$3,503/mo
Loan amount
$599,200
Down payment
$149,800
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Toronto
Nearby
About the area
Census · N1M- 18,498
- Population
- 42
- Median age
- $95,000
- Median income
- $695,000
- Median home value
- 75%
- Home ownership
- 27 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 130 ST DAVID STREET S?
130 ST DAVID STREET S is listed for $749,000, in Toronto.
How many bedrooms and bathrooms does 130 ST DAVID STREET S have?
It offers 2 bedrooms and 2 bathrooms.
What type of home is 130 ST DAVID STREET S?
130 ST DAVID STREET S is a Single Family, Row / Townhouse set over 2 storeys.
How large is 130 ST DAVID STREET S?
The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 22 x 33 Acre.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,503. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $3,680 per year.
What is the Toronto area like?
Toronto has a population of about 18,498, a median age of 42, a 75% home-ownership rate, with an average commute of about 27 minutes.
What is the average home value in Toronto?
The median dwelling value in this area is approximately $695,000, based on census data via Neighbourly.
What is the median household income in Toronto?
The median household income in this area is approximately $95,000.
Similar residences
Comparable Row / Townhouse near Toronto at a similar price.
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