Residentiae.
For Sale · Toronto

130 ST DAVID STREET S

Toronto · N1M2L3

$749,000

2Bedrooms
2Bathrooms
0Parking
1,100Sq Ft
2Storeys

About this residence

Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year. (id:61366)

Property details

Property type
Single Family
Style
Row / Townhouse
Ownership
Freehold
Bedrooms
2 (1 above, 1 below)
Bathrooms
2
Storeys
2
Living area
1,100–1,500 sq ft
Lot size
22 x 33 Acre
Annual tax
$3,680
MLS®
X13088558
Board
Toronto
Status
Active
Listed
May 6, 2026
Updated
Jun 19, 2026

Room dimensions

RoomLevelDimensions
Dining roomMain level2.58 × 2.12 m
KitchenMain level1.85 × 2.58 m
Living roomMain level2.58 × 5.15 m
Eating areaSecond level3.77 × 2.15 m
Living roomSecond level3.77 × 2.74 m
KitchenSecond level2.61 × 4.36 m
Primary BedroomThird level3.91 × 6.81 m
BedroomBasement3.68 × 5.16 m

Features & finishes

Heating

  • Forced air
  • Natural gas

Cooling

  • Central air conditioning

Basement

  • Separate entrance
  • Walk-up

Exterior

  • Stone
  • Vinyl siding

Foundation

  • Stone

Parking

  • No Garage

Sewer & Utilities

  • Sanitary sewer

Financing

Mortgage calculator

Estimated monthly payment

$3,503/mo

Amortization

Loan amount

$599,200

Down payment

$149,800

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Toronto

About the area

Census · N1M
18,498
Population
42
Median age
$95,000
Median income
$695,000
Median home value
75%
Home ownership
27 min
Avg. commute

Age distribution

0–14
18%
15–24
10%
25–44
25%
45–64
26%
65+
21%

Tenure

75% owners25% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 130 ST DAVID STREET S?

130 ST DAVID STREET S is listed for $749,000, in Toronto.

How many bedrooms and bathrooms does 130 ST DAVID STREET S have?

It offers 2 bedrooms and 2 bathrooms.

What type of home is 130 ST DAVID STREET S?

130 ST DAVID STREET S is a Single Family, Row / Townhouse set over 2 storeys.

How large is 130 ST DAVID STREET S?

The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 22 x 33 Acre.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,503. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $3,680 per year.

What is the Toronto area like?

Toronto has a population of about 18,498, a median age of 42, a 75% home-ownership rate, with an average commute of about 27 minutes.

What is the average home value in Toronto?

The median dwelling value in this area is approximately $695,000, based on census data via Neighbourly.

What is the median household income in Toronto?

The median household income in this area is approximately $95,000.

Private viewings

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