286 MORGAN STREET
Central Lakes · K9A1M6
$670,000
About this residence
Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 2 (2 above)
- Bathrooms
- 3 (1 half)
- Storeys
- 1
- Living area
- 1,100–1,500 sq ft
- Lot size
- 30.3 x 101.7 FT
- Frontage
- 30.3 feet
- Parking
- 2 spaces
- Fireplace
- 2
- Annual tax
- $4,842
- MLS®
- X13095160
- Board
- Central Lakes
- Status
- Active
- Listed
- May 7, 2026
- Updated
- May 31, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 6.56 × 3.84 m |
| Dining room | Main level | 6.56 × 3.84 m |
| Kitchen | Main level | 3.09 × 2.74 m |
| Primary Bedroom | Main level | 4.18 × 2.78 m |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | 3.09 × 2.74 m |
| Bathroom | Main level | — |
| Recreational, Games room | Basement | 6.15 × 7.08 m |
| Bathroom | Basement | — |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dishwasher
- Dryer
- Gas stove(s)
- Window Coverings
- Garage door opener
- Hot Tub
- Blinds
Flooring
- Laminate
- Vinyl
- Ceramic
Heating
- Forced air
- Natural gas
Cooling
- Central air conditioning
- Air exchanger
Basement
- Full
- Finished
Exterior
- Brick
Foundation
- Poured Concrete
Parking
- Attached Garage
- Garage
Sewer & Utilities
- Sanitary sewer
Community
- Community Centre
Architecture
- Bungalow
Financing
Estimated monthly payment
$3,133/mo
Loan amount
$536,000
Down payment
$134,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Central Lakes
Nearby
About the area
Census · K9A- 26,757
- Population
- 53
- Median age
- $82,000
- Median income
- $600,000
- Median home value
- 74%
- Home ownership
- 23 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 286 MORGAN STREET?
286 MORGAN STREET is listed for $670,000, in Central Lakes.
How many bedrooms and bathrooms does 286 MORGAN STREET have?
It offers 2 bedrooms and 3 bathrooms (including 1 half-bath).
What type of home is 286 MORGAN STREET?
286 MORGAN STREET is a Single Family, House set over 1 storey.
How large is 286 MORGAN STREET?
The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 30.3 x 101.7 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,133. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $4,842 per year.
Is there parking?
Yes — 286 MORGAN STREET includes 2 parking spaces.
What is the Central Lakes area like?
Central Lakes has a population of about 26,757, a median age of 53, a 74% home-ownership rate, with an average commute of about 23 minutes.
What is the average home value in Central Lakes?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in Central Lakes?
The median household income in this area is approximately $82,000.
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