Residentiae.
For Sale · Central Lakes

286 MORGAN STREET

Central Lakes · K9A1M6

$670,000

2Bedrooms
3Bathrooms
2Parking
1,100Sq Ft
1Storeys

About this residence

Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
2 (2 above)
Bathrooms
3 (1 half)
Storeys
1
Living area
1,100–1,500 sq ft
Lot size
30.3 x 101.7 FT
Frontage
30.3 feet
Parking
2 spaces
Fireplace
2
Annual tax
$4,842
MLS®
X13095160
Board
Central Lakes
Status
Active
Listed
May 7, 2026
Updated
May 31, 2026

Room dimensions

RoomLevelDimensions
Living roomMain level6.56 × 3.84 m
Dining roomMain level6.56 × 3.84 m
KitchenMain level3.09 × 2.74 m
Primary BedroomMain level4.18 × 2.78 m
BathroomMain level
Bedroom 2Main level3.09 × 2.74 m
BathroomMain level
Recreational, Games roomBasement6.15 × 7.08 m
BathroomBasement

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dishwasher
  • Dryer
  • Gas stove(s)
  • Window Coverings
  • Garage door opener
  • Hot Tub
  • Blinds

Flooring

  • Laminate
  • Vinyl
  • Ceramic

Heating

  • Forced air
  • Natural gas

Cooling

  • Central air conditioning
  • Air exchanger

Basement

  • Full
  • Finished

Exterior

  • Brick

Foundation

  • Poured Concrete

Parking

  • Attached Garage
  • Garage

Sewer & Utilities

  • Sanitary sewer

Community

  • Community Centre

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$3,133/mo

Amortization

Loan amount

$536,000

Down payment

$134,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Central Lakes

About the area

Census · K9A
26,757
Population
53
Median age
$82,000
Median income
$600,000
Median home value
74%
Home ownership
23 min
Avg. commute

Age distribution

0–14
13%
15–24
9%
25–44
19%
45–64
27%
65+
32%

Tenure

74% owners26% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 286 MORGAN STREET?

286 MORGAN STREET is listed for $670,000, in Central Lakes.

How many bedrooms and bathrooms does 286 MORGAN STREET have?

It offers 2 bedrooms and 3 bathrooms (including 1 half-bath).

What type of home is 286 MORGAN STREET?

286 MORGAN STREET is a Single Family, House set over 1 storey.

How large is 286 MORGAN STREET?

The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 30.3 x 101.7 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,133. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $4,842 per year.

Is there parking?

Yes — 286 MORGAN STREET includes 2 parking spaces.

What is the Central Lakes area like?

Central Lakes has a population of about 26,757, a median age of 53, a 74% home-ownership rate, with an average commute of about 23 minutes.

What is the average home value in Central Lakes?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in Central Lakes?

The median household income in this area is approximately $82,000.

Private viewings

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