Residentiae.
For Sale · Toronto

632 UNION STREET

Toronto · K9H3V5

$459,999

4Bedrooms
3Bathrooms
6Parking
1,500Sq Ft
2Storeys

About this residence

**Excellent opportunity for investors or multi-generations living**. A well maintained duplex featuring 2 self-contained 2 bedrooms units, located in Peterborough's desirable North Central Neighborhood, close to downtown amenities, transit, schools, Trent university, Fleming College, shopping and parks.Unit A -upper floor features 2 bedrooms, a kitchen, 1 bathroom, a large size foyer, Laundry rm resides in basement. Unit B-Main floor features 2 bedrooms, 2 bathrooms, laundry rm, extra-large kitchen/living/dining and family area.This turnkey 2 units duplex features a *NEW ROOF/2025*, private entrances, and separate hydro meters, making it an ideal fit for investors or multi-generational families seeking rental support.Both units are currently occupied by cooperative, reliable tenants who are willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450 per month.This property includes a detached double car garage, perfect for storage, workshop additional rental income with a large driveway for 4 additional cars.Situated on a quiet, low traffic street beside a park, the home provides a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor.Whether you're expanding your portfolio, securing a reliable income property, or looking for a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With a new roof, updated interiors, and income ready to go, this is a clean, low maintenance investment you won't want to miss. A cashflow ready opportunity with major upgrades already done. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
4 (2 above, 2 below)
Bathrooms
3
Storeys
2
Living area
1,500–2,000 sq ft
Lot size
50.4 x 73.3 FT
Frontage
50.4 feet
Parking
6 spaces
Annual tax
$3,874
MLS®
X13123060
Board
Toronto
Status
Active
Listed
May 13, 2026
Updated
May 13, 2026

Room dimensions

RoomLevelDimensions
Living roomMain level5.48 × 3.65 m
Dining roomMain level5.48 × 3.65 m
KitchenMain level5.48 × 3.65 m
BedroomMain level3.35 × 4.26 m
Bedroom 2Main level5.48 × 4.26 m
KitchenUpper Level2.74 × 3.65 m
BedroomUpper Level3.35 × 3.96 m
Bedroom 2Upper Level3.65 × 3.65 m

Features & finishes

Appliances

  • Washer
  • Refrigerator
  • Dryer
  • Stove
  • Window Coverings

Flooring

  • Laminate

Heating

  • Forced air
  • Natural gas

Basement

  • Crawl space
  • Unfinished

Exterior

  • Vinyl siding

Foundation

  • Concrete

Parking

  • Garage
  • Detached Garage

Sewer & Utilities

  • Sanitary sewer

Financing

Mortgage calculator

Estimated monthly payment

$2,151/mo

Amortization

Loan amount

$367,999

Down payment

$92,000

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Toronto

About the area

Census · K9H
29,704
Population
42
Median age
$64,000
Median income
$500,000
Median home value
53%
Home ownership
21 min
Avg. commute

Age distribution

0–14
13%
15–24
13%
25–44
26%
45–64
23%
65+
24%

Tenure

53% owners47% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 632 UNION STREET?

632 UNION STREET is listed for $459,999, in Toronto.

How many bedrooms and bathrooms does 632 UNION STREET have?

It offers 4 bedrooms and 3 bathrooms.

What type of home is 632 UNION STREET?

632 UNION STREET is a Single Family, House set over 2 storeys.

How large is 632 UNION STREET?

The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 50.4 x 73.3 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,151. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $3,874 per year.

Is there parking?

Yes — 632 UNION STREET includes 6 parking spaces.

What is the Toronto area like?

Toronto has a population of about 29,704, a median age of 42, a 53% home-ownership rate, with an average commute of about 21 minutes.

What is the average home value in Toronto?

The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.

What is the median household income in Toronto?

The median household income in this area is approximately $64,000.

Private viewings

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