632 UNION STREET
Toronto · K9H3V5
$459,999
About this residence
**Excellent opportunity for investors or multi-generations living**. A well maintained duplex featuring 2 self-contained 2 bedrooms units, located in Peterborough's desirable North Central Neighborhood, close to downtown amenities, transit, schools, Trent university, Fleming College, shopping and parks.Unit A -upper floor features 2 bedrooms, a kitchen, 1 bathroom, a large size foyer, Laundry rm resides in basement. Unit B-Main floor features 2 bedrooms, 2 bathrooms, laundry rm, extra-large kitchen/living/dining and family area.This turnkey 2 units duplex features a *NEW ROOF/2025*, private entrances, and separate hydro meters, making it an ideal fit for investors or multi-generational families seeking rental support.Both units are currently occupied by cooperative, reliable tenants who are willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450 per month.This property includes a detached double car garage, perfect for storage, workshop additional rental income with a large driveway for 4 additional cars.Situated on a quiet, low traffic street beside a park, the home provides a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor.Whether you're expanding your portfolio, securing a reliable income property, or looking for a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With a new roof, updated interiors, and income ready to go, this is a clean, low maintenance investment you won't want to miss. A cashflow ready opportunity with major upgrades already done. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 4 (2 above, 2 below)
- Bathrooms
- 3
- Storeys
- 2
- Living area
- 1,500–2,000 sq ft
- Lot size
- 50.4 x 73.3 FT
- Frontage
- 50.4 feet
- Parking
- 6 spaces
- Annual tax
- $3,874
- MLS®
- X13123060
- Board
- Toronto
- Status
- Active
- Listed
- May 13, 2026
- Updated
- May 13, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 5.48 × 3.65 m |
| Dining room | Main level | 5.48 × 3.65 m |
| Kitchen | Main level | 5.48 × 3.65 m |
| Bedroom | Main level | 3.35 × 4.26 m |
| Bedroom 2 | Main level | 5.48 × 4.26 m |
| Kitchen | Upper Level | 2.74 × 3.65 m |
| Bedroom | Upper Level | 3.35 × 3.96 m |
| Bedroom 2 | Upper Level | 3.65 × 3.65 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dryer
- Stove
- Window Coverings
Flooring
- Laminate
Heating
- Forced air
- Natural gas
Basement
- Crawl space
- Unfinished
Exterior
- Vinyl siding
Foundation
- Concrete
Parking
- Garage
- Detached Garage
Sewer & Utilities
- Sanitary sewer
Financing
Estimated monthly payment
$2,151/mo
Loan amount
$367,999
Down payment
$92,000
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Toronto
Nearby
About the area
Census · K9H- 29,704
- Population
- 42
- Median age
- $64,000
- Median income
- $500,000
- Median home value
- 53%
- Home ownership
- 21 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 632 UNION STREET?
632 UNION STREET is listed for $459,999, in Toronto.
How many bedrooms and bathrooms does 632 UNION STREET have?
It offers 4 bedrooms and 3 bathrooms.
What type of home is 632 UNION STREET?
632 UNION STREET is a Single Family, House set over 2 storeys.
How large is 632 UNION STREET?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 50.4 x 73.3 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $2,151. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $3,874 per year.
Is there parking?
Yes — 632 UNION STREET includes 6 parking spaces.
What is the Toronto area like?
Toronto has a population of about 29,704, a median age of 42, a 53% home-ownership rate, with an average commute of about 21 minutes.
What is the average home value in Toronto?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Toronto?
The median household income in this area is approximately $64,000.
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