Residentiae.
For Sale · Central Lakes

106 COLDSTREAM ROAD

Central Lakes · K0M1N0

$699,900

3Bedrooms
1Bathrooms
11Parking
1,100Sq Ft
1Storeys

About this residence

Welcome to 106 Coldstream Road. This rare waterfront retreat offering the perfect blend of year round living and cottage lifestyle on the scenic Rosedale River. Set on a sprawling and beautifully maintained 0.76-acre property, this updated home showcases breathtaking river views, exceptional boating access, and a separate fully equipped boathouse with private wet slip accommodations.The main residence features 3 bedrooms and 1 updated bathroom with a bright open-concept layout designed to maximize natural light and water views. Thoughtful updates include renovated kitchen and bathroom spaces with main floor laundry, updated windows and flooring. Major mechanical improvements provide peace of mind with a propane furnace (approx. 3 years), central air conditioning, and roof shingles replaced approximately 4 years ago. The spacious primary bedroom offers a private walkout deck overlooking the river the perfect place to enjoy peaceful mornings by the water. Adding incredible versatility to the property is the detached boathouse featuring a 15 x 24 wet slip, kitchen, bathroom, 2 bedrooms, separate holding tank, and guest accommodations ideal for extended family or weekend visitors. Enjoy approximately 130 feet of pristine waterfront with a clean gravel and sandy bottom, excellent for swimming, fishing, and boating. Cruise with ease to beautiful Cameron Lake or prestigious Balsam Lake through the historic Rosedale Lock. A brand new side deck off the living room provides the ultimate setting to unwind while taking in spectacular nightly sunsets and panoramic skyline views.Additional features include a Generac backup generator, ample outdoor space, and a convenient location just a short drive or boat ride to the charming shops and restaurants of Fenelon Falls, all within approximately 1.5 hours of the GTA. A truly exceptional waterfront opportunity ready to be enjoyed in every season. (id:61366)

Property details

Property type
Single Family
Style
House
Ownership
Freehold
Bedrooms
3 (3 above)
Bathrooms
1
Storeys
1
Living area
1,100–1,500 sq ft
Lot size
49 x 279 FT
Frontage
49 feet
Parking
11 spaces
Annual tax
$4,162
MLS®
X13131264
Board
Central Lakes
Status
Active
Listed
May 15, 2026
Updated
Jul 10, 2026

Room dimensions

RoomLevelDimensions
FoyerMain level3.54 × 2.48 m
KitchenMain level3.25 × 4.02 m
Dining roomMain level2.71 × 4.01 m
Living roomMain level5.97 × 4.95 m
Sitting roomMain level4.43 × 2.41 m
Primary BedroomMain level3.55 × 4.28 m
Bedroom 2Main level2.9 × 3.93 m
Bedroom 3Main level2.89 × 4.7 m
Laundry roomMain level2.11 × 1.3 m

Features & finishes

Appliances

  • Washer
  • Dryer
  • Water Heater

Heating

  • Forced air
  • Propane

Cooling

  • Central air conditioning

Basement

  • Crawl space

Exterior

  • Vinyl siding

Foundation

  • Concrete

Parking

  • Garage
  • Detached Garage

Lot

  • Sloping

Sewer & Utilities

  • Septic System
  • Cable
  • Electricity

Views

  • View of water
  • Direct Water View

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$3,273/mo

Amortization

Loan amount

$559,920

Down payment

$139,980

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

Central Lakes

About the area

Census · K0M
53,815
Population
57
Median age
$80,000
Median income
$600,000
Median home value
88%
Home ownership
33 min
Avg. commute

Age distribution

0–14
11%
15–24
8%
25–44
18%
45–64
31%
65+
32%

Tenure

88% owners12% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

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Good to know

Frequently asked questions

What is the asking price for 106 COLDSTREAM ROAD?

106 COLDSTREAM ROAD is listed for $699,900, in Central Lakes.

How many bedrooms and bathrooms does 106 COLDSTREAM ROAD have?

It offers 3 bedrooms and 1 bathroom.

What type of home is 106 COLDSTREAM ROAD?

106 COLDSTREAM ROAD is a Single Family, House set over 1 storey.

How large is 106 COLDSTREAM ROAD?

The home offers approximately 1,100–1,500 sq ft of living space on a lot measuring 49 x 279 FT.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $3,273. Use the mortgage calculator above to model your own scenario.

What are the annual property taxes?

Property taxes are approximately $4,162 per year.

Is there parking?

Yes — 106 COLDSTREAM ROAD includes 11 parking spaces.

What is the Central Lakes area like?

Central Lakes has a population of about 53,815, a median age of 57, a 88% home-ownership rate, with an average commute of about 33 minutes.

What is the average home value in Central Lakes?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in Central Lakes?

The median household income in this area is approximately $80,000.

Private viewings

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