Residentiae.
For Sale · OnePoint

116-10 - 1052 RAT BAY ROAD

OnePoint · P1H2J6

$49,900

2Bedrooms
2Bathrooms
4Parking
900Sq Ft
1Storeys

About this residence

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees. (id:61366)

Property details

Property type
Single Family
Style
Other
Ownership
Condo/Strata
Bedrooms
2 (2 above)
Bathrooms
2
Storeys
1
Living area
900–999 sq ft
Parking
4 spaces
Fireplace
1
Annual tax
$0
Association fee
$427
MLS®
X12773454
Board
OnePoint
Status
Active
Listed
Feb 9, 2026
Updated
Jun 12, 2026

Room dimensions

RoomLevelDimensions
Living roomMain level5.86 × 3.04 m
Dining roomMain level3.35 × 4.31 m
KitchenMain level2.64 × 4.31 m
SunroomMain level4.19 × 5.38 m
Primary BedroomMain level5.43 × 3.35 m
BedroomMain level3.25 × 3.35 m
BathroomMain level3.3 × 3.3 m
BathroomMain level3.04 × 3.86 m

Features & finishes

Appliances

  • Water Heater

Heating

  • Baseboard heaters
  • Propane

Cooling

  • Wall unit

Exterior

  • Wood

Foundation

  • Block

Parking

  • No Garage

Sewer & Utilities

  • Wireless
  • Electricity Connected

Community

  • Pets not Allowed

Views

  • Lake view
  • Direct Water View

Architecture

  • Bungalow

Financing

Mortgage calculator

Estimated monthly payment

$233/mo

Amortization

Loan amount

$39,920

Down payment

$9,980

Estimate only. Rates and terms vary by lender and qualification.

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Location & area

OnePoint

About the area

Census · P1H
18,099
Population
51
Median age
$82,000
Median income
$600,000
Median home value
80%
Home ownership
22 min
Avg. commute

Age distribution

0–14
13%
15–24
9%
25–44
21%
45–64
30%
65+
27%

Tenure

80% owners20% renters

Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.

Powered by Neighbourly.io
Good to know

Frequently asked questions

What is the asking price for 116-10 - 1052 RAT BAY ROAD?

116-10 - 1052 RAT BAY ROAD is listed for $49,900, in OnePoint.

How many bedrooms and bathrooms does 116-10 - 1052 RAT BAY ROAD have?

It offers 2 bedrooms and 2 bathrooms.

What type of home is 116-10 - 1052 RAT BAY ROAD?

116-10 - 1052 RAT BAY ROAD is a Single Family, Other set over 1 storey.

How large is 116-10 - 1052 RAT BAY ROAD?

The home offers approximately 900–999 sq ft of living space.

What would the monthly mortgage payment be?

With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $233. Use the mortgage calculator above to model your own scenario.

Is there parking?

Yes — 116-10 - 1052 RAT BAY ROAD includes 4 parking spaces.

What is the OnePoint area like?

OnePoint has a population of about 18,099, a median age of 51, a 80% home-ownership rate, with an average commute of about 22 minutes.

What is the average home value in OnePoint?

The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.

What is the median household income in OnePoint?

The median household income in this area is approximately $82,000.

Private viewings

Arrange a private viewing of 116-10 - 1052 RAT BAY ROAD.

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