116-2 - 1052 RAT BAY ROAD
OnePoint · P1H2J6
$51,000
About this residence
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. (id:61366)
Property details
- Property type
- Single Family
- Style
- Other
- Ownership
- Condo/Strata
- Bedrooms
- 2 (2 above)
- Bathrooms
- 2
- Storeys
- 1
- Living area
- 900–999 sq ft
- Parking
- 4 spaces
- Fireplace
- 1
- Annual tax
- $0
- Association fee
- $427
- MLS®
- X10898321
- Board
- OnePoint
- Status
- Active
- Listed
- Sep 12, 2023
- Updated
- Jan 14, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 3.35 × 4.31 m |
| Kitchen | Main level | 2.64 × 4.31 m |
| Sunroom | Main level | 4.19 × 5.38 m |
| Primary Bedroom | Main level | 5.43 × 3.35 m |
| Bedroom | Main level | 3.25 × 3.35 m |
| Bathroom | Main level | 3.3 × 3.3 m |
| Bathroom | Main level | 3.04 × 3.86 m |
| Living room | Main level | 5.86 × 3.04 m |
Features & finishes
Appliances
- Refrigerator
- Stove
- Range
- Oven
- Microwave
- Window Coverings
- Water Heater
- Furniture
Heating
- Baseboard heaters
- Propane
Cooling
- Wall unit
Exterior
- Wood
Foundation
- Block
Parking
- No Garage
Community
- Pets not Allowed
Views
- Lake view
Pool
- Indoor pool
Architecture
- Bungalow
Financing
Estimated monthly payment
$239/mo
Loan amount
$40,800
Down payment
$10,200
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
OnePoint
Nearby
About the area
Census · P1H- 18,099
- Population
- 51
- Median age
- $82,000
- Median income
- $600,000
- Median home value
- 80%
- Home ownership
- 22 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 116-2 - 1052 RAT BAY ROAD?
116-2 - 1052 RAT BAY ROAD is listed for $51,000, in OnePoint.
How many bedrooms and bathrooms does 116-2 - 1052 RAT BAY ROAD have?
It offers 2 bedrooms and 2 bathrooms.
What type of home is 116-2 - 1052 RAT BAY ROAD?
116-2 - 1052 RAT BAY ROAD is a Single Family, Other set over 1 storey.
How large is 116-2 - 1052 RAT BAY ROAD?
The home offers approximately 900–999 sq ft of living space.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $239. Use the mortgage calculator above to model your own scenario.
Is there parking?
Yes — 116-2 - 1052 RAT BAY ROAD includes 4 parking spaces.
What is the OnePoint area like?
OnePoint has a population of about 18,099, a median age of 51, a 80% home-ownership rate, with an average commute of about 22 minutes.
What is the average home value in OnePoint?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in OnePoint?
The median household income in this area is approximately $82,000.
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Comparable Other near OnePoint at a similar price.
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