111-2 - 1052 RAT BAY ROAD
OnePoint · P1H2J6
$39,500
About this residence
Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms. The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage. (id:61366)
Property details
- Property type
- Single Family
- Style
- Other
- Ownership
- Condo/Strata
- Bedrooms
- 0
- Bathrooms
- 0
- Storeys
- 1
- Living area
- 900–999 sq ft
- Parking
- 2 spaces
- Fireplace
- 1
- Annual tax
- $0
- MLS®
- X12053068
- Board
- OnePoint
- Status
- Active
- Listed
- Apr 1, 2025
- Updated
- Dec 16, 2025
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 5.86 × 3.04 m |
| Dining room | Main level | 3.35 × 4.31 m |
| Kitchen | Main level | 2.64 × 4.31 m |
| Sunroom | Main level | 4.19 × 5.38 m |
| Primary Bedroom | Main level | 5.43 × 3.35 m |
| Bedroom | Main level | 3.25 × 3.35 m |
| Bathroom | Main level | 3.3 × 3.3 m |
| Bathroom | Main level | 3.04 × 3.86 m |
Features & finishes
Appliances
- Water Heater
Heating
- Baseboard heaters
- Electric
Exterior
- Wood
Foundation
- Block
Parking
- No Garage
Lot
- Sloping
- Level
Sewer & Utilities
- Wireless
Views
- View of water
- Direct Water View
Pool
- Indoor pool
Architecture
- Bungalow
Financing
Estimated monthly payment
$185/mo
Loan amount
$31,600
Down payment
$7,900
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
OnePoint
Nearby
About the area
Census · P1H- 18,099
- Population
- 51
- Median age
- $82,000
- Median income
- $600,000
- Median home value
- 80%
- Home ownership
- 22 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 111-2 - 1052 RAT BAY ROAD?
111-2 - 1052 RAT BAY ROAD is listed for $39,500, in OnePoint.
How many bedrooms and bathrooms does 111-2 - 1052 RAT BAY ROAD have?
It offers 0 bedrooms and 0 bathrooms.
What type of home is 111-2 - 1052 RAT BAY ROAD?
111-2 - 1052 RAT BAY ROAD is a Single Family, Other set over 1 storey.
How large is 111-2 - 1052 RAT BAY ROAD?
The home offers approximately 900–999 sq ft of living space.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $185. Use the mortgage calculator above to model your own scenario.
Is there parking?
Yes — 111-2 - 1052 RAT BAY ROAD includes 2 parking spaces.
What is the OnePoint area like?
OnePoint has a population of about 18,099, a median age of 51, a 80% home-ownership rate, with an average commute of about 22 minutes.
What is the average home value in OnePoint?
The median dwelling value in this area is approximately $600,000, based on census data via Neighbourly.
What is the median household income in OnePoint?
The median household income in this area is approximately $82,000.
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Comparable Other near OnePoint at a similar price.
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