431 MAIN STREET
Central Lakes · K0K1X0
$349,900
About this residence
Attention investors and handymen. This property offers incredible potential: a spacious three bedroom home plus a separate one bedroom in-law suite, perfect for extended family, grown kids, or additional income. Features include a covered front porch, a generous eat-in kitchen, main floor laundry, and views of the Bay of Quinte right in downtown Deseronto. Updates include a steel roof, a newer deck, and a newer furnace. Only 10 minutes to the 401 and Belleville. A fantastic opportunity to add value and create equity. (id:61366)
Property details
- Property type
- Single Family
- Style
- House
- Ownership
- Freehold
- Bedrooms
- 3 (3 above)
- Bathrooms
- 3 (1 half)
- Storeys
- 2
- Living area
- 1,500–2,000 sq ft
- Lot size
- 44.6 x 132.8 FT
- Frontage
- 44.7 feet
- Parking
- 2 spaces
- Annual tax
- $2,915
- MLS®
- X13233936
- Board
- Central Lakes
- Status
- Active
- Listed
- Jun 3, 2026
- Updated
- Jul 7, 2026
Room dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 4.94 × 4.44 m |
| Bathroom | Second level | 1.52 × 1.93 m |
| Bathroom | Second level | 2.36 × 2.96 m |
| Living room | Second level | 4.11 × 4.76 m |
| Living room | Main level | 5.22 × 3.63 m |
| Living room | Main level | 4.31 × 3.22 m |
| Sitting room | Main level | 3.28 × 3.28 m |
| Bathroom | Main level | 1.44 × 1.44 m |
| Laundry room | Main level | 3.57 × 2.36 m |
| Bedroom | Second level | 4.98 × 4.48 m |
| Bedroom | Second level | 4.09 × 2.8 m |
| Bedroom | Second level | 3.58 × 3.31 m |
| Office | Second level | 2.65 × 4.01 m |
Features & finishes
Appliances
- Washer
- Refrigerator
- Dryer
- Stove
Heating
- Forced air
- Natural gas
Cooling
- Window air conditioner
Basement
- Crawl space
Exterior
- Aluminum siding
Foundation
- Stone
Parking
- No Garage
Sewer & Utilities
- Sanitary sewer
- Cable
- Electricity
- Sewer
Community
- Community Centre
Financing
Estimated monthly payment
$1,636/mo
Loan amount
$279,920
Down payment
$69,980
Estimate only. Rates and terms vary by lender and qualification.
Powered by Lenderoo.caLocation & area
Central Lakes
Nearby
About the area
Census · K0K- 115,850
- Population
- 51
- Median age
- $83,000
- Median income
- $500,000
- Median home value
- 86%
- Home ownership
- 29 min
- Avg. commute
Age distribution
Tenure
Neighbourhood statistics for the property’s forward sortation area. Figures are census-derived estimates.
Powered by Neighbourly.ioFrequently asked questions
What is the asking price for 431 MAIN STREET?
431 MAIN STREET is listed for $349,900, in Central Lakes.
How many bedrooms and bathrooms does 431 MAIN STREET have?
It offers 3 bedrooms and 3 bathrooms (including 1 half-bath).
What type of home is 431 MAIN STREET?
431 MAIN STREET is a Single Family, House set over 2 storeys.
How large is 431 MAIN STREET?
The home offers approximately 1,500–2,000 sq ft of living space on a lot measuring 44.6 x 132.8 FT.
What would the monthly mortgage payment be?
With a 20% down payment at a 5.0% interest rate over a 25-year amortization, the estimated monthly payment is about $1,636. Use the mortgage calculator above to model your own scenario.
What are the annual property taxes?
Property taxes are approximately $2,915 per year.
Is there parking?
Yes — 431 MAIN STREET includes 2 parking spaces.
What is the Central Lakes area like?
Central Lakes has a population of about 115,850, a median age of 51, a 86% home-ownership rate, with an average commute of about 29 minutes.
What is the average home value in Central Lakes?
The median dwelling value in this area is approximately $500,000, based on census data via Neighbourly.
What is the median household income in Central Lakes?
The median household income in this area is approximately $83,000.
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